What is umbrella or excess liability insurance? A simple definition is that it's an insurance policy that provides coverage above and beyond your auto and home policy limits—think of it as an umbrella over the top of those other coverages.
Millions of Americans—as many as 1 in 40—have hoarding tendencies, and it is even more prevalent among older people. Hoarding is different than collecting because hoarders pursue items with little value. Hoarders also have difficulty getting rid of any items. A hoarder’s house is more than just cluttered: it is overflowing with piles of stuff that can fill entire rooms.
These days, going to the grocery store can create a bit of sticker shock! Inflation has driven up the price of filling everyone’s shopping list. Here are a few money-saving tips you can use to help keep costs under control.