Understanding Umbrella Insurance
What is umbrella or excess liability insurance? A simple definition is that it's an insurance policy that provides coverage above and beyond your auto and home policy limits—think of it as an umbrella over the top of those other coverages.
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During the winter months, many homeowners enjoy curling up in front of a cozy fire. Unfortunately, chimney fires are a common cause of house fires during the winter.
This time of year, it isn’t uncommon to hear about extreme cold snaps bearing down on homes across the country. When the thermometer drops, it is important to keep our friends, neighbors, and families safe from the elements, but it is also important to check on our homes.
It’s a new year and you may be thinking some rooms in your home/apartment/condo need a fresh look. Even if your New Year's resolution was to save more money, you can still do a little light redecorating!