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Understanding Umbrella Insurance
What is umbrella or excess liability insurance? A simple definition is that it's an insurance policy that provides coverage above and beyond your auto and home policy limits—think of it as an umbrella over the top of those other coverages.
500,000+ insured homes and vehicles

We've been trusted to care for the well-being of hundreds of thousands of people. Protect your home or vehicle with a customized Acuity personal insurance policy.
The home-buying process can be difficult and sometimes stressful, but there is one thing we hope to help keep it from being—confusing! While we have covered the home-buying process at a high level previously, we wanted to dig deeper into the home inspection step.
In 2020, we have experienced many changes that have disrupted our lives. Unfortunately, one thing that has been constant is the high frequency of identity theft and cybercrime. Although the news coverage focuses on large corporations that have been targeted or experienced a data breach, the impact of cybercrime goes beyond their walls. Often, the data that is stolen in a breach is personal data on their customers—you and me!
Uninsured Motorists Bodily Injury (UMBI) pays for medical bills, lost wages, pain and suffering, and funeral expenses for you, your family, and your passengers if you are in a car accident caused by a driver.

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