Insurance for Auto Repair Shops

Acuity provides the insurance you need, so you can focus on operating your business and keeping your customers vehicles running smoothly.

2,000+
auto shop owners trust us
We would be proud to insure your business, so you can focus on what matters most to you. We have specialists who know your business because our focus is you. *******
96%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

INSURANCE FOR AUTO REPAIR SHOPS


Here’s what we’ll cover for your shop.

Insurance from Acuity is so much more than a piece of paper and a promise. We are specialists who know your business because our focus is you.


Acuity knows the auto repair industry


Specialized coverages

Acuity is a highly rated commercial insurer that provides the coverages an auto repair business may need including general liability, property, workers’ compensation, businessowners, cyber liability, and crime. We also understand each risk is unique, and we work to tailor our coverage to those unique situations—giving you peace of mind so you can focus on your business.


Loss control professionals

We care deeply about our insureds, their customers, their employees, and their livelihood. That is why we have experienced and knowledgeable loss control professionals who can work directly with you to improve your bottom line. Our loss control reps are skilled at helping you improve your safety for employees and customers. Accidents can be preventable, and Acuity believes that knowledge is power.


M.A.S.H.

M.A.S.H. is a 24/7 nurse hotline for workers with non-emergency injuries. This service is free to insureds who have workers’ compensation policies with Acuity. The program has helped to drastically reduce workers’ compensation expenses for businesses of all sizes. You want to take care of your employees, and we are here to help!


Business insurance for auto repair shops

Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • Whether you like to think about it or not, there is a lot that can go wrong when running a small business, especially one as involved as a car care shop. Working on your customers’ vehicles gives you enough to worry about—you don’t need the added stress of wondering if your insurance would cover your loss in the event of a claim.
    • According to Acuity’s internal data, fire is one of the most common claims for auto repair shops. Unfortunately, fire also causes some of the most expensive claims. Protecting your shop against fire is a great place to start when looking to reduce the likelihood of a major claim in your shop.
    • If your shop is in an area with hard winters, you know how tough the cold temperatures and salt can be on vehicles. This weather and all that comes with it can take a toll on all parts of an automobile, from windshield wipers to tires and brakes.

    • Paige N.
      Author of Services & Retail Focus

    • Paige N.
      Author of Services & Retail Focus

    • Paige N.
      Author of Services & Retail Focus

    RESOURCES


    Other things you might be interested in.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Videos

    Acuity produces a variety of videos to help simplify complex insurance topics.

    Glossary

    Use this reference to help decipher frequently used insurance terms.


    FAQs


    Have questions? We have answers.


    Auto repair is a focus for us, so we have a specialized businessowners policy for auto repair shops and coverages tailored to the unique needs you face. We also have dedicated loss control professionals who are able to help your business stay safe. Finally, we have an internal team of people dedicated to staying on top of the automotive industry. We’ve got your back!


    Both! We have the coverages and expertise to fit both the larger and smaller shops, along with any in between!


    We’ve been in business over 90 years. Acuity started out as Mutual Auto Insurance Company of the Town of Herman in 1925. Over the years, our name has changed, but we remain a mutual insurance company whose focus is serving our customers.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.