Insurance for Auto Repair Shops

Acuity provides the insurance you need, so you can focus on operating your business and keeping your customers vehicles running smoothly.

auto shop owners trust us
We would be proud to insure your business, so you can focus on what matters most to you. We have specialists who know your business because we are wholeheartedly for you™. *******
positive claims experience
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****


Here’s what we’ll cover for your shop.

Insurance from Acuity is so much more than a piece of paper and a promise. We are specialists who know your business because we are wholeheartedly for you™.

Mechanic and auto repair shop insurance coverages


We provide specialized coverages specifically tailored to your industry, such as garagekeepers insurance, hired and nonowned auto, employee tools, coverage for property damage to your work, broad form products coverage, and many more.

Resources for Auto Repair Shops

Loss control professionals

We care deeply about our insureds, their customers, their employees, and their livelihood. That is why we have experienced and knowledgeable loss control professionals who can work directly with you to improve your bottom line. Our loss control reps are skilled at helping you improve your safety for employees and customers. Accidents can be preventable, and Acuity believes that knowledge is power.

Acuity Nurse Helpline

The Acuity Nurse Helpline is a 24/7 service for workers with nonemergency injuries. It can reduce your workers’ compensation expenses and is free to everyone who has a workers’ compensation policy with Acuity.

Business insurance for auto repair shops

Let us focus on your insurance, so you can focus on running your business.


Get answers from our insurance experts.
Inflation & Supply Chain Issues for Auto Mechanics
Recently, with the increase in inflation, issues with the global automobile part supply chain, and the current state of the used car market, Acuity reached out to local automo...
Regulatory Update on Catalytic Converter Thefts
The National Insurance Crime Bureau, NICB, counted just 3,969 reports of stolen catalytic converters in 2019, more than 17,000 in 2020, and more than 52,000 last year. One cou...
The Future of Your Auto Repair Shop With Electric Vehicles
Many small and independent auto repair shops are experiencing training and resource barriers when it come to the latest trends in electric and hybrid vehicles. However, the fu...


Have questions? We have answers.

Auto repair is a focus for us, so we have a specialized businessowners policy for auto repair shops and coverages tailored to the unique needs you face. We also have dedicated loss control professionals who are able to help your business stay safe. Finally, we have an internal team of people dedicated to staying on top of the automotive industry. We’ve got your back!

Both! We have the coverages and expertise to fit both the larger and smaller shops, along with any in between!

We’ve been in business over 90 years. Acuity started out as Mutual Auto Insurance Company of the Town of Herman in 1925. Over the years, our name has changed, but we remain a mutual insurance company whose focus is serving our customers.


Get to know us.

We're rated A+

Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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In business since 1925

Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.

Our People

At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.