Our commercial package policy provides the insurance protection for your business. A commercial package policy is a one -stop shop for all your insurance coverage needs. This simplified approach to business insurance provides peace of mind knowing that your business is protected against the worst that life can throw at you.
Many businesses operate for years without being sued. But if you are sued, the payments requested by the attorneys can be catastrophic. Let Acuity protect you from these lawsuits.
Employment-Related Practices Liability Insurance (ERPL)
Our employment-related practices liability insurance protects you against claims made by employees alleging wrongful acts you commit as an employer, backed by the strength, stability, and expertise of Acuity. Learn more.
Whether you call it commercial automobile, business automobile, truckers’ insurance, or motor carrier insurance, Acuity has all the coverages you need for your vehicles.
Matching Siding Coverage
Acuity offers this endorsement to ensure consistent quality of home siding materials after a loss caused by wind or hail. Consistent siding appearance contributes to the curb appeal and value of your home.
All workers’ compensation policies pay the required benefits to injured workers. The Acuity difference is what we do in addition to paying these benefits.
From building and contents coverage to loss of income and full replacement coverage, Acuity property insurance provides broad coverage for your property’s needs.
Service Line Coverage
Add coverage for the underground piping and lines that provide water, sewer, and electrical to your home.
Add coverage to repair or replace household appliances in the event of a sudden electrical or mechanical breakdown.
An Acuity excess liability protects you with high limits of insurance and fits on top of the protection you have with your auto, liability, and employers’ liability coverage.
Don’t let the name fool you. It is not coverage for cargo that used to be on a ship. If your property is on the move, you need inland marine.
Cyber crime is one of the fastest-growing types of crime in the world. Every business of every size now faces cyber risk. Make sure you’re protected with Acuity.
Crime and fidelity
Acuity has the coverages you need, from employee dishonesty to theft of money, securities, and other property.
Equipment breakdown coverage is no longer simply for your boiler and machinery. Learn about all of the things that Acuity's equipment breakdown can cover.
Other things you might be interested in.
Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.
Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely
Does insurance lingo sometimes leave you guessing? Check out our glossary!
Have questions? We have answers.
One advantage of a package policy is you have a single bill for all your Acuity coverages. If you have seperate policies for workers’ compensation, business owners, and auto, you could have three bills.
Yes, you may cancel a line of insurance and keep the remaining insurance in an Acuity commercial package policy.
There are several key differences to be aware of. Bis-Pak® automatically includes business income coverage, computer coverage, and no coinsurance penalty, and 25% automatic increase for seasonal variations in your contents.