renters know we value their valuables
customer claims satisfaction
RENTERS POLICY
What does renters insurance cover?
Acuity is different then most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in renters insurance.
Coverage details
Our renters insurance covers your belongings against things like fire or theft. It also covers medical and legal expenses if a guest were to get injured at your place.
Accommodations
If you need somewhere to stay while damage to your apartment is being repaired, renters insurance covers your expenses.
Cost of renters insurance
Renters policies are one of the most affordable insurance policies out there—typically less than $16 per month. Package renters insurance with your auto insurance to save even more!
Valuable personal property
We know you can’t put a price on Grandma’s pearls. Make sure your fine arts, jewelry, or other collectibles are properly protected by adding this coverage. We can provide coverage for specific items or you can buy increased jewelry and fur limits on a blanket basis.
Replacing your belongings
Adding this coverage to your policy means that if your property is lost, damaged, or stolen, you can buy new items to replace them. That's a new camera even if the one damaged was three years old!
Identity Theft and Cyber Protection
Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
CUSTOMER STORIES
When my wife and I were notified of the fire at our rental property, we were overwhelmed to say the least. [Our adjuster] met us the next day and immediately put us at ease by explaining how we would proceed from there and what to expect in the future. We were very satisfied with the way we were made whole again and would not hesitate to recommend your fine company to our friends in the future.
David
Whitewater, WI
RESOURCES
Other things you might be interested in.
Download our inventory worksheet to help keep track of items in your home.
See the latest videos from our experts.
Check out our glossary to help you understand your policy.
FAQs
Have questions? We have answers.
No, your landlord’s insurance only covers the rental building itself, not your belongings or liability for accidents.
Renters insurance covers loss or damage to your belongings caused by things like fire, theft, smoke, vandalism, explosion, and windstorms. It also covers your liability—things like guest’s medical expenses if an accident happens.
Accidents happen. You can end up on the hook for legal fees or medical expenses if someone were to get hurt at your apartment. Renters insurance helps pay for those types of bills.
No, your roommate’s insurance policy will cover his or her own possessions, but not yours. To cover your belongings, you need your own renters insurance policy.
We're rated A+
Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.
** ***
In business since 1925
Acuity is the 56th largest insurer in the nation and manages over $4 billion in assets.
****
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.