Renters Insurance

Even if you're not allowed to choose the paint color, your apartment is still home sweet home. Let us protect your home so you can focus on living life. 

renters know we value their valuables
We would be proud to insure you while renting. Our team is here to help provide you with peace of mind to know your renters insurance policy will cover you whenever you need it. ******
positive claims experience
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****


What does renters insurance cover?

Acuity is different then most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in renters insurance.

Coverage details

Our renters insurance covers your belongings against things like fire or theft. It also covers medical and legal expenses if a guest were to get injured at your place.

Cost of renters insurance

Renters policies are one of the most affordable insurance policies out there—typically less than $16 per month. Package renters insurance with your auto insurance to save even more!


If you need somewhere to stay while damage to your apartment is being repaired, renters insurance covers your expenses.

Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.

Personal property insurance

We provide custom coverage to protect your stuff against damage or theft, no matter where it is in the world.

Identity fraud and cyber protection

Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.

Jewelry insurance

Protect your jewelry by adding a jewelry endorsement to your homeowners, renters, or condo policy.

Package your renters and auto coverages

The Road and Residence® program combines renters, auto, and other personal insurance into one policy with value-added features.


Acuity Insights
Acuity Insights

When my wife and I were notified of the fire at our rental property, we were overwhelmed to say the least. [Our adjuster] met us the next day and immediately put us at ease by explaining how we would proceed from there and what to expect in the future. We were very satisfied with the way we were made whole again and would not hesitate to recommend your fine company to our friends in the future.



Other things you might be interested in.

Home Inventory

Download our inventory worksheet to help keep track of items in your home.

Video gallery

See the latest videos from our experts.


Check out our glossary to help you understand your policy.


Have questions? We have answers.

No, your landlord’s insurance only covers the rental building itself, not your belongings or liability for accidents.

Renters insurance covers loss or damage to your belongings caused by things like fire, theft, smoke, vandalism, explosion, and windstorms. It also covers your liability—things like guest’s medical expenses if an accident happens. 

Accidents happen. You can end up on the hook for legal fees or medical expenses if someone were to get hurt at your apartment. Renters insurance helps pay for those types of bills. 

No, your roommate’s insurance policy will cover his or her own possessions, but not yours.  To cover your belongings, you need your own renters insurance policy.


Get to know us.

We're rated A+

Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.

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In business since 1925

Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.

Our People

At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.