Personal Watercraft

Cruising over the water is your bliss. Let us protect you so you can get out on the water worry-free.  

190,000+
customers choose Acuity
We would be proud to insure your personal watercraft. Our team is here to help provide you with the peace of mind that your personal watercraft insurance will cover you whenever you need it. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered. *****

PERSONAL WATERCRAFT


Here's what we'll cover with your personal watercraft policy.

Whether you call it Jet Ski insurance or WaveRunner insurance, we offer the coverage you need out on the water.


Wide variety

We can protect a wide variety of floating toys, from Jet Skis to fishing boats to canoes.


Personal watercraft coverages

We provide coverage for damage to your personal watercraft, accessories, or trailer, as well as protection for injury to others or their property.




Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and personal watercraft coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


We were very satisfied with the way we were made whole again and would not hesitate to recommend your fine company to our friends in the future.

David

Whitewater, WI


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Get answers from our insurance experts.
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    Glossary

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    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    Yes, there are more risks to consider than simply the cost of repairing your boat.  You should also be prepared to cover the medical bills of others if there is an accident. You may also need to pay the cost to repair another person’s property or boat.


    Yes, as long as you give permission, your friend can drive your boat under your insurance.


    You have coverage for claims occurring on land, inland waters, or coastal waters within 100 miles of the continental United States or Canada.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list

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