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Personal Watercraft

Cruising over the water is your bliss. Let us protect you so you can get out on the water worry-free.  

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180,000+
customers choose Acuity
You focus on riding the waves, we'll focus on protecting your personal watercraft. Our team is here to help make sure your personal watercraft insurance will cover you whenever you need it.
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97%
positive claims experience
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you.
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PERSONAL WATERCRAFT

Here's what we'll cover with your personal watercraft policy.

Whether you call it Jet Ski insurance or WaveRunner insurance, we offer the coverage you need out on the water.

Wide variety

We can protect a wide variety of floating toys, from Jet Skis to fishing boats to canoes.

Personal watercraft coverages

We provide coverage for damage to your personal watercraft, accessories, or trailer, as well as protection for injury to others or their property.

Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.

Save up to 20%

Package your home, auto, and personal watercraft coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Acuity Insights
Acuity Insights
“

When my wife and I were notified of the fire at our rental property, we were overwhelmed to say the least. [Our adjuster] met us the next day and immediately put us at ease by explaining how we would proceed from there and what to expect in the future. We were very satisfied with the way we were made whole again and would not hesitate to recommend your fine company to our friends in the future.

David

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FAQs

Have questions? We have answers.

I’ve been in an accident. What do I do?

Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  

I just have a small fishing boat. Do I really need to insure that?

Yes, there are more risks to consider than simply the cost of repairing your boat.  You should also be prepared to cover the medical bills of others if there is an accident. You may also need to pay the cost to repair another person’s property or boat.

Can I let my friend drive my personal watercraft?

Yes, as long as you give permission, your friend can drive your boat under your insurance.

Is my personal watercraft covered in Mexico?

You have coverage for claims occurring on land, inland waters, or coastal waters within 100 miles of the continental United States or Canada.

ABOUT US
Get to know us.

We're rated A+

Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.

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In business since 1925

Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.

Our People

At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.

Learn more about us