Auto Insurance

Let us focus on your auto insurance so you can live your life.

250,000
cars, trucks, and vans kept safe

We would be proud to insure your vehicle. Our team is here to help provide you with peace of mind that your auto insurance policy will cover you whenever you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

AUTO POLICY


The benefits of an auto policy with Acuity.

Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in auto insurance.


Coverage detail

Let’s face it, accidents happen. Acuity offers all the essential coverages, like liability, comprehensive, collision, and more.


Vehicle technology

Acuity rewards responsible customers who buy cars with high tech-crash prevention features. Automatic braking, warning without automatic braking, adaptive headlights, and rear cameras are examples of features we provide discounts for.




Discounts

We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick auto insurance quote to see the discounts you’re eligible for.


Customer service

With 99% of phone calls answered in 15 seconds or less, we have some of the best, most responsive customer service around.




Roadside assistance

Emergencies on the road are never fun. With us, there’s no need to panic. When you need a helping hand, take advantage of our Roadside Assistance program! With a network of over 30,000 service providers, help can be on the way 24/7, 365 days of the year.


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home & auto coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Roadside assistance

Emergency roadside assistance is available 24/7 by calling 866.732.1466.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


My car was replaced quickly and efficiently, but the compassion and support I received most definitely has been a plus to my healing physically and emotionally.

Maureen

Sheboygan, WI


BLOG

Get answers from our insurance experts.
    • Whether you are a motorcycle newbie or a seasoned rider, going on a short jaunt or a long road trip, you need to make sure you have all the safety essentials. These important items can provide protection and also keep you looking stylish while you are out on the open road.
    • Winter weather can be tough on your vehicle. The cold temperatures bring snow and ice that you have to scrape off. On top of that, salt and sand are used to combat icy roadways. And we can’t forget the slush and snow that you and your passengers are bringing into your vehicle.
    • You may think that if you don’t own a car that you couldn’t possibly need auto insurance. That if you do drive your friend’s insurance will cover you, but this may only be the case for the car, not you and your passengers. A non-owner car insurance policy can be valuable if you occasionally drive a vehicle but do not own one. It can also satisfy legal requirements.
    • Buying a new car? We are here for you! Whether you are a first-time buyer or an experienced purchaser, buying a new ride is a big decision. Here are 5 car buying tips to help make the journey a smooth one.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    RESOURCES


    Other things you might like.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    You can access virtual ID cards through our app or you can print a copy of your insurance cards from our website by logging in to your account and clicking on vehicle ID cards. 


    Yes, both your friend and your vehicle are covered under your policy. Our insurance always follows the vehicle, so if you drive a friend’s car, his or her insurance would cover you.


    It depends on your comfort level. The same limits and deductibles you have on your personal car also apply to a rental car. However, there are a couple gaps. If you have an accident with your rental car, the rental agency could charge you for the loss of use while the car is being repaired and/or for the diminished value of the car. You may wish to purchase coverage from the car rental agency to protect yourself from those charges. You may also want to check your credit card for any travel benefits. Some credit cards provide protection for rental cars. 


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list