Auto Insurance

Let us focus on your auto insurance so you can live your life.

275,000+
cars, trucks, and vans kept safe
We would be proud to insure your vehicle. Our team is here to help provide you with the peace of mind to know your auto insurance policy will cover you whenever you need it. ******
#1
in the great lakes and plains regions
Acuity is a top-ranked carrier, 6th overall in the nation, with collision repair shops. We work with auto repair professionals to ensure your vehicle receives quality repairs and provide fast payments to get the work done efficiently. *****

There are many benefits of having an auto policy with Acuity.

Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in auto insurance.


Acuity named a top company in the nation for claims service

Acuity is named one of the best insurers in the country for claims service in the 2024 CRASH Network Insurer Report Card. *****


Coverage detail

Let’s face it, accidents happen. Acuity offers all the essential coverages, like liability, comprehensive, collision, and more.




Roadside assistance

We know car trouble is the last thing you want to deal with. With Acuity, there's no need for you to panic. When you call our roadside assistance, we’ll get you the help you need and get you back on the road.


Teen drivers

Is your teenager about to become the newest driver in the family? Acuity has you and your teen covered.




Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Discounts

We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick auto insurance quote to see the discounts you’re eligible for.


Save up to 20%

Package your home & auto coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

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Acuity Insights
Acuity Insights

My car was replaced quickly and efficiently, but the compassion and support I received most definitely has been a plus to my healing physically and emotionally.

Maureen


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Get answers from our insurance experts.
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About 3,000 people die in distracted driving accidents each year. At any given time during the day, 660,000 drivers are attempting to use their phones while driving. We all know that distracted driving isn’t a good idea. Here are a few tips to help you keep your eyes on the road.
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Glossary

Check out our glossary to help you understand your policy.


FAQs


Have questions? We have answers.


Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


You can access virtual ID cards through our app or you can print a copy of your insurance cards from our website by logging in to your account and clicking on vehicle ID cards from the Your Covered Items page. 


Yes, both your friend and your vehicle are covered under your policy. Our insurance always follows the vehicle, so if you drive a friend’s car, his or her insurance would cover you.


It depends on your comfort level. The same limits and deductibles you have on your personal car also apply to a rental car. However, there are a couple gaps. If you have an accident with your rental car, the rental agency could charge you for the loss of use while the car is being repaired and/or for the diminished value of the car. Purchasing coverage from the rental agency or adding the auto enhancements endorsement to your policy would protect you from these charges.


ABOUT US

Get to know us.

We're rated A+

Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.

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In business since 1925

Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.

Our People

At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.