Auto Insurance

Let us focus on your auto insurance so you can live your life.

250,000
cars, trucks, and vans kept safe
We would be proud to insure your vehicle. Our team is here to help provide you with the peace of mind to know your auto insurance policy will cover you whenever you need it. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

AUTO POLICY


The benefits of an auto policy with Acuity.

Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in auto insurance.


Coverage detail

Let’s face it, accidents happen. Acuity offers all the essential coverages, like liability, comprehensive, collision, and more.


Roadside assistance

Emergencies on the road are never fun. With us, there’s no need to panic. When you need a helping hand, take advantage of our Roadside Assistance program! With a network of over 30,000 service providers, help can be on the way 24/7, 365 days of the year.




Customer service

With 99% of phone calls answered in 15 seconds or less, we have some of the best, most responsive customer service around. *


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.




Teen drivers

Is your teenager about to become the newest driver in the family? Acuity has you and your teen covered.


Discounts

We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick auto insurance quote to see the discounts you’re eligible for.




Vehicle technology

Acuity rewards responsible customers who buy cars with high tech-crash prevention features. Automatic braking, warning without automatic braking, adaptive headlights, and rear cameras are examples of features we provide discounts for.


Save up to 20%

Package your home & auto coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Roadside assistance

Emergency roadside assistance is available 24/7 by calling 866.732.1466.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


My car was replaced quickly and efficiently, but the compassion and support I received most definitely has been a plus to my healing physically and emotionally.

Maureen

Sheboygan, WI


BLOG

Get answers from our insurance experts.
    • Did you enjoy riding the trails or waves this summer? Already thinking about riding your ATV or taking out your boat next year? Start preparing for the next season now, so your outdoor toy is ready as soon as you are.
    • Even if you have a safe vehicle and the latest technology, things can go wrong and you could end up stranded. How are you going to get tow service? How much is it going to cost? Roadside assistance could be your hero.
    • When purchasing a vehicle, knowing if it was damaged in a flood may not be as easy as you’d think. It can take months before the damage appears and is reported—if reported at all. In the meantime, some of these marred vehicles are being resold without disclosure of prior water damage and carry the hidden risk of high costs down the road.
    • School is out, summer is here, and maybe you want to get away. Time for a road trip? Getting behind the wheel for an adventure can be a good way to see the sights and unwind. Whether you hit the road with friends or family or choose to go solo, here are some road trip tips to follow.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    RESOURCES


    Other things you might like.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    You can access virtual ID cards through our app or you can print a copy of your insurance cards from our website by logging in to your account and clicking on vehicle ID cards. 


    Yes, both your friend and your vehicle are covered under your policy. Our insurance always follows the vehicle, so if you drive a friend’s car, his or her insurance would cover you.


    It depends on your comfort level. The same limits and deductibles you have on your personal car also apply to a rental car. However, there are a couple gaps. If you have an accident with your rental car, the rental agency could charge you for the loss of use while the car is being repaired and/or for the diminished value of the car. Purchasing coverage from the rental agency or adding the auto enhancements endorsement to your policy would protect you from these charges.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.