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Manufacturers Insurance

Let us focus on your insurance so you can concentrate on manufacturing.
Let us focus on your insurance so you can concentrate on manufacturing.
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Manufacturers Insurance


With over 6,500 manufacturers trusting Acuity to protect them, we pride ourselves in understanding all sectors of the manufacturing industry including metalworking, plastics, food and beverage, wood products, and ready-mix concrete. We back this up by offering specialized coverages just for your business, such as equipment breakdown, product recall, manufacturer’s E&O, and property enhancement coverage.

American manufacturers protected
We would be proud to insure your business, so you can focus on what matters most to you. We have specialists who know your business because we are wholeheartedly for you™. ******
positive claims experience
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

All your manufacturing coverage needs in one carrier.

Equipment breakdown

Equipment breakdown coverage handles more than just boilers and machinery. It protects other electrical and mechanical equipment like computers, copiers, printers, barcode scanners, and security and alarm systems.

Product recall

Product recall insurance covers expenses associated with recalling a product from the market. Your reputation is on the line, so you’ll want to know you have the support and coverage to get this done as quickly as possible.

Manufacturers’ errors and omissions (E&O)

Manufacturers’ E&O insurance responds if you are legally obligated to pay for a financial loss sustained by others due to an error or omission in the designing, manufacturing, or installation of your product. In certain circumstances, Acuity’s broad coverage for losses includes the repair or replacement of your defective product, your customer’s subsequent financial loss, and your legal defense costs.

Product liability

Another key area of protection involves lawsuits. If you are sued because a product you manufactured caused injury to someone, Acuity's product liability coverage can protect you.


Another key area of protection involves lawsuits. If you are sued because a product you manufactured caused injury to someone, Acuity's product liability coverage can protect you.

Employment-related practices liability insurance (ERPL)

Acuity’s employment-related practices liability solution is an essential part of your risk management strategy. It protects you against employment-related practices claims

Mike is Acuity’s in-house manufacturing consultant. With over 40 years in the industry, Mike is a valuable resource for our customers. He has loads of experience to share about purchase decisions, lean implementation, employee management, technology changes, and more.

Types of Manufacturers We Insure

Food & beverage

Acuity offers comprehensive coverage designed to exceed your unique needs in commercial food and beverage processing.


Whether you are stamping, fabricating, or milling metal—Acuity has you covered.

Plastic products

Acuity offers comprehensive coverage designed to exceed your unique needs in plastic manufacturing.

Ready-mixed concrete

Acuity offers comprehensive coverages designed to meet your unique needs.

Wood products

From cabinet shops to raw-log hauling, Acuity has you covered.

And much more!

Craft breweries, cement and concrete products, machine shops, forging & stamping, sawmills & planing mills

The Acuity Difference for Manufacturers

Loss control professionals

Once an injury occurs, it is too late to assess what should have been done. We staff highly trained loss control professionals with manufacturing backgrounds who work directly with you to help improve safety and prevent accidents.

Manufacturing associations

Acuity is active in several leading national and regional manufacturing associations. We provide specialized training to all our underwriters, loss control representatives, and claims adjusters, so they can give you the support you s a manufacturer need and deserve.

Acuity Nurse Helpline

The Acuity Nurse Helpline is a 24/7 service for workers with nonemergency injuries. It can reduce your workers’ compensation expenses and is free to everyone who has a workers’ compensation policy with Acuity.

Manufacturing glossary

Use this reference to help decipher common manufacturing terms.

Safety materials

Our online educational materials, including videos, loss prevention articles, and much more, are available anytime, anywhere, and will help you sustainably grow your business.

Investment in the manufacturing community

We support professional development for our manufacturers by partnering with trade associations, writing blogs on important industry topics, sharing industry news and discussion on Facebook, and providing seminars to foster continued learning.


Get answers from our insurance experts.
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We See Your Business As a Partner.


Have questions? We have answers.

We started out as Mutual Auto Insurance Company of the Town of Herman in 1925 and have been insuring manufacturers for over 40 years!

We insure all kinds of manufacturers, from food processing and woodworking to plastic and metal goods manufacturing!

We have the expertise and coverages to adequately insure large manufacturing plants, yet we understand the market demands of very small operations. We write thousands of manufacturers of many different sizes.

We are one of the rare companies that maintain A+ financial ratings from A.M. Best and Standard and Poor’s. Of the 3,000 property-casualty carriers in the nation, we’ve consistently been ranked as one of the best-run companies by Ward Financial Group.