Insurance for manufacturers

Let us focus on your insurance so you can concentrate on manufacturing.

Manufacturers insurance

Coverages built with manufacturers in mind

Commercial auto insurance

Does your business rely on vehicles to get work done? When an employee is involved in an auto accident our commercial auto insurance protects your business. Acuity would love to keep you working and on the road.

Workers' Compensation

No business owner wants to see his or her employees get injured on the job. Rest assured that with Acuity’s workers’ compensation insurance, when an injury does occur, we will take care of your employee by getting them the help they need so they can get back to work.

Property Coverage Details

From building and contents coverage to loss of income and full replacement coverage, Acuity property insurance provides broad coverage for your property’s needs.

Equipment Breakdown

Equipment breakdown coverage is no longer simply for your boiler and machinery. Learn about all of the things that Acuity's equipment breakdown can cover.

Do I need manufacturers insurance? 

Being properly insured can help ensure that your business is protected if things don’t go as planned. With over 6,500 manufacturers trusting Acuity to protect them, we pride ourselves in understanding all sectors of the manufacturing industry including metalworking, plastics, food and beverage, wood products, and ready-mix concrete. We back this up by offering specialized coverages just for your business, such as equipment breakdown, product recall, manufacturer’s E&O, and property enhancement coverage.


Here are some business that can benefit from manufacturers insurance: 

  • Food & beverage

  • Metalworking

  • Plastic

  • Ready-mix concrete

  • Wood

  • Craft breweries

  • Machine shops

  • Forging & stamping

  • Sawmills

  • Planing mills

Specialized Coverages 

Equipment breakdown 

Equipment breakdown coverage handles more than just boilers and machinery. It protects other electrical and mechanical equipment like computers, copiers, printers, barcode scanners, and security and alarm systems.    


Product recall 

Product recall insurance covers expenses associated with recalling a product from the market. Your reputation is on the line, so you’ll want to know you have the support and coverage to get this done as quickly as possible.   


Manufacturers’ errors and omissions (E&O) 

Manufacturers’ E&O insurance responds if you are legally obligated to pay for a financial loss sustained by others due to an error or omission in the designing, manufacturing, or installation of your product. In certain circumstances, Acuity’s broad coverage for losses includes the repair of replacement of your defective product, your customer’s subsequent financial loss, and your legal defense costs.  

Product liability 

Another kay area of protection involves lawsuits. If you are sued because a product you manufactured caused injury to someone, Acuity’s product liability coverage can protect you.   



You need cyber liability coverage if you could be responsible for or sustain a business loss due to, unintended spreading of malware or a deliberate act that prevents others from gaining access to your computer system through the Internet. We pay your defense for these claims.  Data and systems restoration as well as expenses resulting from a computer attack are also covered.


Employment-related practices liability insurance (ERPL)  

Acuity’s employment-related practices liability solution is an essential part of your risk management strategy. It protects you against employment-related practices claims.  

We see you as a partner.

The Acuity difference

Why thousands of manufacturers choose Acuity

Loss Control Professionals

Once an injury occurs, it is too late to assess what should have been done. We staff highly trained loss control professionals with manufacturing backgrounds who work directly with you to help improve safety and prevent accidents.

Acuity Nurse Helpline

The Acuity Nurse Helpline is a 24/7 service for workers with nonemergency injuries. It can reduce your workers’ compensation expenses and is free to everyone who has a workers’ compensation policy with Acuity.

Safety materials

Our online educational materials, including videos, loss prevention articles, and much more, are available anytime, anywhere, and will help you sustainably grow your business.

Manufacturing Associations

Acuity is active in several leading national and regional manufacturing associations. We provide specialized training to all our underwriters, loss control representatives, and claims adjusters, so they can give you the support you s a manufacturer need and deserve.


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Have questions? We have answers.

We started out as Mutual Auto Insurance Company of the Town of Herman in 1925 and have been insuring manufacturers for over 40 years!

We insure all kinds of manufacturers, from food processing and woodworking to plastic and metal goods manufacturing!

We have the expertise and coverages to adequately insure large manufacturing plants, yet we understand the market demands of very small operations. We write thousands of manufacturers of many different sizes.

We are one of the rare companies that maintain A+ financial ratings from AM Best and Standard and Poor’s. Of the 3,000 property-casualty carriers in the nation, we’ve consistently been ranked as one of the best-run companies by Ward Financial Group.

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