Acuity’s Businessowners Policy – Bis-Pak®
Acuity’s B.O.P. or business owner policy is called Bis-Pak®. It’s the easiest way to get the insurance your business needs.You can tailor the coverage to your individual business from our wide-range of optional coverages. With Bis-Pak® you can focus on your business operations, without worrying about your insurance.
You expect your business insurance to protect your building and contents in the event of a fire, windstorm, or theft. But did you know that with Bis-Pak® coverage, Acuity automatically provides business income coverage for a covered loss? This means that we will pay some of your continuing expenses and income while your business is being repaired.
Another key area of protection involves lawsuits. Whether you are sued because someone slipped on a freshly mopped floor or a product you manufactured caused injury to a child, Acuity Bis-Pak® protects you.
Acuity automatically adds several coverages to the standard industry businessowners policy at no charge. Here are two quick examples. The total we will pay for liability applies separately to each location as well as to each project, so you get extra protection when you need it. We also include $10,000 ordinance or law coverage, so you don’t have to worry about unexpected reconstruction expenses because of changes in local laws or rules.
Bis-Pak® Property Enhancements: Acuity offers three tiers of enhancement endorsements for Bis-Pak Property, all of which protect your property with a bundle of coverages at a significantly discounted price. The highest tier level includes more than 60 coverages, ranging from increased ordinance or law to computer fraud and funds transfer fraud coverage.
There are more items and coverages that set Acuity apart. For more information, contact your agent.
Other things you might be interested in.
Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.
Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely
Does insurance lingo sometimes leave you guessing? Check out our glossary!
Have questions? We have answers.
Sometimes you are asked to provide additional insured coverage to a business because of an agreement you have with them. They are asking for this because it gives them additional rights.
Special endorsements or policies are required to provide coverage for any professional liability lawsuits you may face.
Equipment breakdown coverage protects refrigeration, air conditioning, electrical, communication, computer, and other systems due to electrical or mechanical breakdown.
Yes. Bis-Pak® automatically insures computers for the additional electrical and mechanical breakdown exposures they face wherever they are located.