Insurance for Truckers

Let us focus on your insurance

so you can focus on trucking.

41,000+
insured trucks on the road

We would be proud to insure your business so you can be free to focus on what matters most to you. We understand the unique challenges you face and provide you with peace of mind knowing that your policy will cover you when you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

TRUCKING INSURANCE


Here’s what we’ll cover for your Trucking Business.

Insurance from Acuity is so much more than a piece of a paper and a promise. Whether you are an owner-operator or have a large fleet, let our experienced agents, expert loss control representatives, and trucking specialist partner with you to achieve total insurance Acuity.


Acuity Knows Trucking

Acuity Knows Trucking


Commercial truck insurance coverages

We start with all the coverages you expect: commercial auto, cargo, workers’ compensation, general liability, and excess liability. We also offer many specialized coverages that can be specifically tailored to meet your needs as a trucker.


Trucking expert corner

Acuity has a diverse team of seasoned insurance professionals who focus on continually understanding the ins and outs of the trucking industry. Our team is trained and advised on industry topics by our trucking specialist, who has decades of trucking experience.


Acuity motor carrier toolbox

Exclusive access to tools, programs, and policies designed to help motor carriers comply with CSA (SMS, Seven BASICs) and other FMCSA/DOT regulations.





Acuity loss control

We offer a vast collection of trucking safety materials and additional external resources selected specifically with truckers in mind—all available to Acuity policyholders at no cost. In addition, we staff highly trained loss control professionals who work directly with you to improve safety and prevent accidents.


Trucker Focus newsletter

A quarterly trucking publication sent to our customers to help keep them informed on hot topics in the industry, including updates on critical regulations and tips on how to improve safety, efficiency, and profitability.


Trucker Talks

Safety tips and best practices sent monthly via email to our customers. Your trucking business is your livelihood. Acuity is committed to helping you succeed.


Commercial truck insurance

At Acuity, we understand the unique insurance needs of your trucking business. From tractor-trailers to vans, and owner-operators to fleets, Acuity has the coverages you need to protect your business.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


"With Acuity, whether it's something as simple as a windshield claim or a more complex workman's compensation claim, they completely handle it-- allowing me to focus on our business."

Leslie

Lewisburg, TN

Cliff J. is our Trucking guru

Cliff J. is Acuity’s in-house trucking specialist. With nearly 30 years in the transportation sector, and experience as both a company driver and owner/manager of a trucking company, Cliff has loads of experience to share with our customers and employees.

BLOG

Get answers from our insurance experts.
    • Whether you’re a motor carrier or a truck driver, it is important that your Compliance Safety and Accountability (CSA) scores are accurate. If you believe there is inaccurate data being reported on CSA’s Safety Management System (SMS) it will negatively affect your CSA scores.
    • On December 16, 2015, the FMCSA published the electronic logging device (ELD) final rule. As a result, businesses operating commercial motor vehicles in interstate commerce have until December 18, 2017, to comply with the ELD mandate, which requires the use of ELDs or AOBRDs by interstate drivers of commercial motor vehicles who are currently required to use records of duty status (also known simply as “logs”) to record their hours of service
    • The National Ready Mixed Concrete Association (NRMCA) lobbied congress and won. The NRMCA was able to get the FMCSA to make a few changes regarding the FAST Act, or Fixing America’s Surface Transportation Act. The FAST Act, passed by Congress October 1, 2015, required the FMCSA to make regulatory changes to their laws that meet the new requirements.

    • Cliff J.

    • Cliff J.

    • Cliff J.

    RESOURCES


    Other things you may be interested in.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your drivers and fleet operating safely.

    Videos

    Watch our helpful, to-the-point trucking videos featuring Cliff, our industry specialist!

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    We started out as Mutual Auto Insurance Company of the Town of Herman in 1925 and have been insuring truckers for over 40 years!


    We insure all kinds of motor carriers—common carriers, milk haulers, sand & gravel, flatbeds, refrigerated freight, and much more! 


    Both—and everything in between! We have the expertise and coverages to adequately insure large trucking firms, yet we understand the unique needs and market demands of small operations. 


    Yes. Acuity will make the necessary federal and state filings your operation needs. Whether it is a financial proof of responsibility or a cargo filing, Acuity knows these filings are critical to your business and will handle them for you when you need them.


    ABOUT US

    Get to know us

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list