Trucking insurance


Let us focus on your insurance so you can focus on trucking. 


Insurance for truckers

Coverages built with truckers in mind.

Commercial auto insurance

Does your business rely on vehicles to get work done? When an employee is involved in an auto accident our commercial auto insurance protects your business. Acuity would love to keep you working and on the road.

Workers' Compensation

No business owner wants to see his or her employees get injured on the job. Rest assured that with Acuity’s workers’ compensation insurance, when an injury does occur, we will take care of your employee by getting them the help they need so they can get back to work.

Excess Liability

An Acuity excess liability protects you with high limits of insurance and fits on top of the protection you have with your auto, liability, and employers’ liability coverage.

Cyber insurance

Cyber crime is one of the fastest-growing types of crime in the world. Every business of every size now faces cyber risk. Make sure you’re protected with Acuity.


Meet the guru

Cliff is Acuity’s in-house trucking consultant. With loads of expertise and more than 30 years in the industry – driving trucks, managing safety operations, and owning his own regional trucking company – Cliff understands the needs and challenges of truckers like you.


Specialized Coverages 

Deadhead or bobtail insurance

If you’re an owner-operator and use your tractor without a trailer or with an empty trailer, this coverage may be valuable to you. When you aren’t driving for your company, make sure you’re covered. 

 

Trailer interchange

When you’re pulling a trailer that isn’t yours, but is your responsibility by contract, this coverage will make sure any damage to that trailer is covered. 

 

Truckers' enhancements

Our truckers’ enhancements provide over 20 coverages designed with truckers in mind, including a combined truck/trailer/cargo deductible, loan/lease gap coverage, rental reimbursement and tow coverage following a loss, and much more. 

Motor carrier filings

Acuity will make the necessary federal and state filings your trucking operation needs.  Whether it is a financial proof of responsibility or a cargo filing, Acuity knows these filings are critical to your business and will handle them when you need them.   

 

Cargo coverage

We offer a variety of coverage options that can be tailored to suit your unique cargo needs.    

Looking to work with a local agent?


The Acuity Difference

Why thousands of truckers choose Acuity

Acuity motor carrier toolbox

Exclusive access to tools, programs, and policies designed to help motor carriers comply with CSA (SMS, Seven BASICs) and other FMCSA/DOT regulations.

Loss Control Resources

We offer a vast collection of trucking safety materials and additional external resources selected specifically with truckers in mind—all available to Acuity policyholders at no cost. In addition, we staff highly trained loss control professionals who work directly with you to improve safety and prevent accidents.

Trucker Focus newsletter

A quarterly trucking publication sent to our customers to help keep them informed on hot topics in the industry, including updates on critical regulations and tips on how to improve safety, efficiency, and profitability.

Trucking Associations

Acuity is active in many leading national and regional trucking associations. We provide industry-specific training to all our underwriters, loss control representatives, and claims adjusters, so they can give you the support you need and deserve.


FAQs


Have questions? We have answers.


We started out as Mutual Auto Insurance Company of the Town of Herman in 1925 and have been insuring truckers for over 40 years!


We insure all kinds of motor carriers—common carriers, milk haulers, sand & gravel, flatbeds, refrigerated freight, and much more! 


Both—and everything in between! We have the expertise and coverages to adequately insure large trucking firms, yet we understand the unique needs and market demands of small operations. 


Yes. Acuity will make the necessary federal and state filings your operation needs. Whether it is a financial proof of responsibility or a cargo filing, Acuity knows these filings are critical to your business and will handle them for you when you need them.



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