Acuity’s Businessowners Policy – Bis-Pak®
Bis-Pak® is the easiest way to insure smaller businesses. The broad coverage insures buildings, contents, and liability with business income included automatically—all in one simple policy.
Property Coverage Details
From building and contents coverage to loss of income and full replacement coverage, Acuity property insurance provides broad coverage for your property’s needs.
Commercial auto insurance
Does your business rely on vehicles to get work done? When an employee is involved in an auto accident our commercial auto insurance protects your business. Acuity would love to keep you working and on the road.
Workers' Compensation
No business owner wants to see his or her employees get injured on the job. Rest assured that with Acuity’s workers’ compensation insurance, when an injury does occur, we will take care of your employee by getting them the help they need so they can get back to work.
Specialized Coverages
Business interruption
Your business is your livelihood. In the unfortunate event that a loss leads to temporary closure of your hotel or motel, we will help cover your loss of income while we help you get back on your feet.
Cyber liability coverage
As a service business, you probably store customer data electronically. What would happen if this data was attacked? Acuity will provide coverage to assist you in restoring the data, covering the loss of business because of the attack, and for public relations services to assist you in communicating the attack to your customers.
Employee dishonesty
As an employer, you try your best to hire good people. However, there is always the chance a bad apple sneaks in. This coverage protects you against loss from dishonest acts committed by an employee.
Bailee coverage
If your business involves the temporary possession of someone else’s property (such as cleaning or repairing it), you need this coverage to protect you if the property is damaged or destroyed.
Professional liability coverage
As a provider of a service to customers, sometimes things go wrong. When a service doesn’t turn out as a customer expected, they may hold you or your company liable. You need coverage to protect yourself and your business when these situations arise. Professional liability insurance covers the legal fees, judgements, and settlements that can result when things don’t go as planned. Acuity covers professional liability for barbers and beauticians, funeral directors, and veterinarians.
Loss Control Professionals
Once an injury occurs, it is too late to assess what should have been done. We staff highly trained loss control professionals with manufacturing backgrounds who work directly with you to help improve safety and prevent accidents.
Acuity Nurse Helpline
The Acuity Nurse Helpline is a 24/7 service for workers with nonemergency injuries. It can reduce your workers’ compensation expenses and is free to everyone who has a workers’ compensation policy with Acuity.
Services Associations
Acuity is active in many leading national and regional services associations. We provide industry-specific training to all our underwriters, loss control representatives, and claims adjusters, so they can give you the support you need and deserve.
FAQs
Have questions? We have answers.
What types of service businesses do you insure?
We insure a variety of service businesses. Some examples include automotive repair shops, barbers and beauty shops, laundromats and dry cleaners, maintenance businesses, and printers. Check with your insurance agent to find out if we insure your type of service business!
How does Acuity stay up to date on my industry?
We are members of many associations throughout the country. We stay current on service industry news by attending events and learning about topics that are important to the industry.
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