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Car theft is on the rise. According to the Claims Journal, the national average of car thefts are up 30% since 2017. Thefts of catalytic converters and entire vehicles are happening at unprecedented rates across the country and are another reason auto insurance rates are increasing.

Most auto insurance policies do not cover the cost of a new vehicle after a damaged vehicle is declared a constructive total loss. Insurance policies typically pay up to the actual cash value, which is the replacement cost minus depreciation. Wouldn’t it be great if you could replace your damaged vehicle with a new one of the current model year? Acuity thinks so.

Most auto insurance policies pay only up to the actual cash value, which is the replacement cost minus depreciation, leaving you with a gap between what it will cost for a new car and how much your insurance company is giving you. Wouldn’t it be great if you could replace your damaged vehicle with a better one? Acuity thinks so.

Over the last several years, safety has become a focus for many contractors. This includes obvious job site hazards, such as unprotected falls, struck-by objects, caught in-between, and electrical shocks, but it also includes unseen mental health issues, such as anxiety, depression, and suicidal thoughts, which can be just as hazardous to worker safety.

Our loss control staff is often asked about FMCSA drug testing requirements for CDL holders, so I thought I’d take moment to clarify some points.

Commercial lines customers of Lansing, Michigan’s Rathbun Insurance know they can count on Cheryl Grimes to deliver fast, expert service.