doors and windows insured
positive claims experience
HOME INSURANCE
Here's what we'll cover with your homeowners policy.
Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in homeowners insurance.
Coverage details
We recognize your home is your sanctuary. That’s why we provide a wide array of coverages to protect your property as well as your liability.
Home replacement - guaranteed
For just a little extra, we will cover the full cost of repairing or rebuilding your house after a total loss, even if it exceeds your policy limit!
Home business
This unique product is among the broadest of coverages in the industry for protecting your home-based business.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
Matching siding coverage
Acuity offers this endorsement to ensure consistent quality of home siding materials after a loss caused by wind or hail. Consistent siding appearance contributes to the curb appeal and value of your home.
Personal property insurance
We provide custom coverage to protect your stuff against damage or theft, no matter where it is in the world.
Identity fraud and cyber protection
Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.
Service line coverage
Add coverage for the underground piping and lines that provide water, sewer, and electrical to your home.
Jewelry insurance
Protect your jewelry by adding a jewelry endorsement to your homeowners, renters, or condo policy.
Mechanical breakdown
Add coverage to repair or replace household appliances in the event of a sudden electrical or mechanical breakdown.
Earthquake insurance coverage
We have coverages that fit your insurance needs.
CUSTOMER STORIES
The claim was caused by a burst pipe in an upstairs bathroom of our home. We contacted the Acuity claims department and our adjuster was at our home within an hour. This was an extremely difficult and traumatic incident for us, and everyone we dealt with made it easier. I simply can’t say enough good things about [Acuity].
Susan
West Bend, WI
RESOURCES
Other things you might be interested in.
Download our inventory worksheet to help keep track of items in your home.
Download our maintenance log worksheet to help keep track of changes made to your home and identify when work was done and who completed it.
See the latest videos from our experts.
FAQs
Have questions? We have answers.
It’s different for everyone. The cost of homeowners insurance depends on the type of home you have, how it’s constructed, where it’s located, and much more. Get an online home insurance quote to see how much home insurance is for you.
Homeowners insurance can include coverage for damage to the house, damage or loss of personal property, personal liability to others, and additional living costs if your home is uninhabitable.
It depends. First, you must have a sewer or drain backup endorsement on your policy. Second, the water damage is only covered if the sump pump fails or water is coming through drains. Water damage is not covered if it’s due to flooding. That would be covered under a separate flood insurance policy.
Yes, your medical payments coverage will kick in to pay for the medical bills of the injured neighbor. If you were found to be negligent, your liability coverage will apply instead of medical payments.
5-Star Carrier
Named one of the country’s top home insurance companies for outstanding product offerings.
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In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.