Our Focus Is You®
Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we separate ourselves in homeowners insurance.
We recognize your home is your sanctuary. That’s why we provide a wide array of coverages to protect your property as well as your liability.
For just a little extra, we will cover the full cost of repairing or rebuilding your house after a total loss, even if it exceeds your policy limit!
This unique product is among the broadest of coverages in the industry for protecting your home-based business.
Acuity offers this endorsement to ensure consistent quality of home siding materials after a loss caused by wind or hail. Consistent siding appearance contributes to the curb appeal and value of your home.
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
We provide custom coverage to protect your stuff against damage or theft, no matter where it is in the world.
Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.
Add coverage for the underground piping and lines that provide water, sewer, and electrical to your home.
Protect your jewelry by adding a jewelry endorsement to your homeowners, renters, or condo policy.
The claim was caused by a burst pipe in an upstairs bathroom of our home. We contacted the Acuity claims department and our adjuster was at our home within an hour. This was an extremely difficult and traumatic incident for us, and everyone we dealt with made it easier. I simply can’t say enough good things about [Acuity].
Other things you might be interested in.
Download our inventory worksheet to help keep track of items in your home.
Download our maintenance log worksheet to help keep track of changes made to your home and identify when work was done and who completed it.
See the latest videos from our experts.
Have questions? We have answers.
It’s different for everyone. The cost of homeowners insurance depends on the type of home you have, how it’s constructed, where it’s located, and much more. Get an online home insurance quote to see how much home insurance is for you.
Homeowners insurance can include coverage for damage to the house, damage or loss of personal property, personal liability to others, and additional living costs if your home is uninhabitable.
It depends. First, you must have a sewer or drain backup endorsement on your policy. Second, the water damage is only covered if the sump pump fails or water is coming through drains. Water damage is not covered if it’s due to flooding. That would be covered under a separate flood insurance policy.
Yes, your medical payments coverage will kick in to pay for the medical bills of the injured neighbor. If you were found to be negligent, your liability coverage will apply instead of medical payments.
Yes, wildfires are covered under a standard homeowners policy. Acuity uses a wildfire tool to evaluate the likelihood of loss based on property features and other dwellings in the surrounding area. In addition, wildfire risk mitigation actions taken by a customer may be considered when determining if a dwelling meets guidelines. Price does not vary due to wildfire risk or mitigation.
Regardless of where you live, there are things you can do to help prevent wildfires and reduce the likelihood of damage or injury should a wildfire occur.
Please contact us as soon as possible to report a claim via phone at 800.242.7666, our website, or through your local agent. When reporting a claim, have as much information available as possible, such as the date, time, and location of the incident, the names of the parties involved, if applicable, and their phone numbers and addresses. Taking photos or videos of the loss scene is also helpful.
Named one of the country’s top home insurance companies for outstanding product offerings.******
In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.