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Personal Property

Home is where the heart is and, usually, where all your stuff is. Let us free your mind of worry by protecting the things that make your home more than just four walls and a roof.


Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, appliances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

 

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

 

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

 

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.

 

Get a home quote

Let us focus on your home insurance so you can live your life.


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Get answers from our insurance experts.
    • If you are renting your home or apartment, you may think you don’t need insurance coverage. You might look around your apartment and think you don’t have much stuff or that nothing will ever happen to your building. The truth is, having insurance as a renter is important.
    • Reviewing your insurance policy can be overwhelming if you don’t know where to start. While the best course of action is to have a conversation with your insurance agent, we’ve provided a few high-level examples of what you might want to look for in your policy.
    • The holiday season is in full swing! Regardless of how you celebrate, the decorations that adorn your home are essential to getting into the holiday spirit. While you could rush out to the store and stock up on a variety of items, instead have a craft night at home and create your own decorations!
    • Is your furnace on the fritz? As fall turns to winter and your furnace becomes a vital part of your home, it is important to take the time to perform system checks and annual maintenance.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Yes, your belongings are covered while traveling anywhere in the world. There may be limits for specific items, so check with your agent before you leave. 


    Yes, insurance coverage extends to personal property that is located somewhere other than your home.