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Personal Property

Home is where the heart is and, usually, where all your stuff is. Let us free your mind of worry by protecting the things that make your home more than just four walls and a roof.


Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, appliances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

 

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

 

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

 

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.

 

Get a home quote

Let us focus on your home insurance so you can live your life.


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Get answers from our insurance experts.
    • Is your furnace on the fritz? As fall turns to winter and your furnace becomes a vital part of your home, it is important to take the time to perform system checks and annual maintenance.
    • With fall upon us and winter quickly approaching, many are looking forward to fireplace season. Whether for the warmth and heat or the ambiance of the dancing flames on a chilly day, fireplaces are a welcome part of any home—but it's important to operate them safely.
    • Before heading too far down the path of decorating any room in your home, it is important to think about how the space will be used. Some rooms dictate their needs simply, such as the kitchen or a bedroom. Other rooms, like a living or family room, leave a little bit more to the imagination! And then there is that ugly word budget that brings us back to reality.
    • Are you looking at replacing an appliance soon? Whether it's a fridge, washer, dryer, oven, or something else, household appliances can be a significant investment. Before falling in love with the latest and greatest, follow these steps to make sure you find the right appliance for you.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Yes, your belongings are covered while traveling anywhere in the world. There may be limits for specific items, so check with your agent before you leave. 


    Yes, insurance coverage extends to personal property that is located somewhere other than your home.