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Personal Property

Home is where the heart is and, usually, where all your stuff is. Let us free your mind of worry by protecting the things that make your home more than just four walls and a roof.


Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, applicances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

 

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

 

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

 

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.

 

Get a home quote

Let us focus on your home insurance so you can live your life.


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Get answers from our insurance experts.
    • It’s almost Memorial Day—a time to honor the men and women who lost their lives serving our country. For many of us, Memorial Day also marks the unofficial start of the patio party season.
    • One of the hardest things to come home to is a messy house. During the week it seems like stuff starts to accumulate everywhere. Shoes and coats pile up in the entryway. Mail begins to fill up the counter.
    • Do you remember the Disney Channel movie Smart House? It seems like we get closer to that reality every day. As our technology becomes more connected, it isn’t out of the ordinary for your phone to control your TV, adjust the temperature of your home, and even make sure your coffee is hot in the morning.
    • If you live in the north then these past three to four months have seemed like ages. The frigid winter has everyone looking forward to spring break. Even if you live in a warmer area of the country a nice relaxing vacation has to sound great! But what about your home? You don’t want to be stressed or worried about anything going wrong at home while you are away!

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Yes, your belongings are covered while traveling anywhere in the world. There may be limits for specific items, so check with your agent before you leave. 


    Yes, insurance coverage extends to personal property that is located somewhere other than your home.