Motorcycle Insurance

You were born to be wild—that's

why we're here to be responsible. 

insured wheels out on the road

We would be proud to insure your motorcycle. Our team is here to help provide you with the peace of mind that your bike insurance will cover you whenever you need it.

customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.


Here's what sets Acuity's motorcycle insurance apart.

Being a biker means you have different needs. We’re here to provide you with the best products and services, so your motorcycle insurance needs are covered, and you can get back on the open road.

Coverage details

Let’s face it, accidents happen. We offer all the essential coverages for your motorcycle, like liability, comprehensive, collision, and more.

Accessories coverage

If you’re in an accident, we’ll replace your gear and accessories with no maximum limit.

Helmet bonus

When you wear a helmet while riding, the amount of coverage for medical payments automatically increases.

Bike replacement

With replacement cost coverage, we’ll cover the full cost to replace your motorcycle if yours is damaged beyond repair.


We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick motorcycle insurance quote to see the discounts you’re eligible for.

Roadside assistance

Emergencies on the road are never fun. With us, there’s no need to panic. When you need a helping hand, take advantage of our Roadside Assistance program! With a network of over 30,000 service providers, help can be on the way 24/7, 365 days of the year.

Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.

Save up to 20%

Package your home & motorcycle coverages

The Road and Residence® program combines home, motorcycle, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.


We have been insured by Acuity for eight years and have no intention of switching. I’ve had such a great experience; I’ve recommended them to other family members.


Lewisburg, TN


Get answers from our insurance experts.
    • Whether you are a motorcycle newbie or a seasoned rider, going on a short jaunt or a long road trip, you need to make sure you have all the safety essentials. These important items can provide protection and also keep you looking stylish while you are out on the open road.
    • Winter weather can be tough on your vehicle. The cold temperatures bring snow and ice that you have to scrape off. On top of that, salt and sand are used to combat icy roadways. And we can’t forget the slush and snow that you and your passengers are bringing into your vehicle.
    • You may think that if you don’t own a car that you couldn’t possibly need auto insurance. That if you do drive your friend’s insurance will cover you, but this may only be the case for the car, not you and your passengers. A non-owner car insurance policy can be valuable if you occasionally drive a vehicle but do not own one. It can also satisfy legal requirements.
    • Buying a new car? We are here for you! Whether you are a first-time buyer or an experienced purchaser, buying a new ride is a big decision. Here are 5 car buying tips to help make the journey a smooth one.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus


    Other things you might be interested in.


    Learn more about our products.

    Video gallery

    See the latest videos from our experts.


    Check out our glossary to help you understand your policy.


    Have questions? We have answers.

    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  

    Yes, your motorcycle policy provides coverage for passengers on your bike, as well as friends you let borrow your bike.  

    Yes, collision coverage pays for damage to helmets and safety apparel with no maximum limit.

    If you have towing and labor coverage, you also have 24/7 emergency roadside assistance coverage. Just call 866.732.1466. 

    The cost of motorcycle insurance depends on a lot of factors, like the type of motorcycle, your location, your driving record, and more. Get an online motorcycle insurance quote to see what the price is for you.


    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list