Motorcycle Insurance

You were born to be wild—that's

why we're here to be responsible. 

insured wheels on the road
Let us focus on your motorcycle insurance, so you can focus on riding the open road. Our team is here to make sure your policy will cover you whenever you need it. ******
positive claims experience
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

Our Focus Is You®


Here's what sets Acuity's motorcycle insurance apart.

Being a biker means you have different needs. We’re here to provide you with the best products and services, so your motorcycle insurance needs are covered, and you can get back on the open road.

Coverage details

Let’s face it, accidents happen. We offer all the essential coverages for your motorcycle, like liability, comprehensive, collision, and more.

Accessories coverage

If you’re in an accident, we’ll replace your gear and accessories with no maximum limit.

Helmet bonus

When you wear a helmet while riding, the amount of coverage for medical payments automatically increases.

Bike replacement

With replacement cost coverage, we’ll cover the full cost to replace your motorcycle if yours is damaged beyond repair.


We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick motorcycle insurance quote to see the discounts you’re eligible for.

Roadside assistance

We know car trouble is the last thing you want to deal with. With Acuity, there's no need for you to panic. When you call our roadside assistance, we’ll get you the help you need and get you back on the road.

Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.

Save up to 20%

Package your home & motorcycle coverages

The Road and Residence® program combines home, motorcycle, and other personal insurance into one policy with value-added features.

Acuity Insights
Acuity Insights

We have been insured by Acuity for eight years and have no intention of switching. I’ve had such a great experience; I’ve recommended them to other family members.



Other things you might be interested in.


Learn more about our products.

Video gallery

See the latest videos from our experts.


Check out our glossary to help you understand your policy.


Have questions? We have answers.

Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  

Yes, your motorcycle policy provides coverage for passengers on your bike, as well as friends you let borrow your bike.  

Yes, collision coverage pays for damage to helmets and safety apparel with no maximum limit.

If you have towing and labor coverage, you also have 24/7 emergency roadside assistance coverage. Just call 866.732.1466. 

The cost of motorcycle insurance depends on a lot of factors, like the type of motorcycle, your location, your driving record, and more. Get an online motorcycle insurance quote to see what the price is for you.


Get to know us.

We're rated A+

Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.

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In business since 1925

Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.

Our People

At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.