Acuity’s business liability insurance protects you when someone takes legal action against you, including your defense costs when a customer slips on a wet floor or falls on incorrectly installed stairs. With Acuity’s general liability coverage, you will feel at ease knowing we have your back.
A General Liability policy provides three primary coverages. Bodily Injury includes coverage for required medical attention and lost work time; property damage includes coverage to repair or replace damaged property, as well as loss of use; and personal and advertising injury includes coverage when you are sued for libel or slander. An Acuity General Liability policy also includes medical payments for small claims that cause injury without having to establish that the insured was actually at fault.
Acuity automatically adds our “Advantages” endorsement—which gives you five additional coverages at no cost—to every general liability policy. In addition, Acuity automatically applies your policy’s aggregate limit separately for each project and to each location.
Acuity offers several additional endorsements for a broad spectrum of coverage for all types of businesses including:
Barbers and Beauticians
Condominium Association Boards
Other things you might be interested in.
Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.
Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely
Does insurance lingo sometimes leave you guessing? Check out our glossary!
Have questions? We have answers.
General liability protects your business against another’s claim of bodily injury, personal injury, or property damage arising out of your operations, your premises, or your products. Professional liability provides protection for similar claims arising out of specific professional services.
No. There is no coverage for data breach, cyber liability, or identity theft. Learn more about the Acuity Cyber Suite.
Unfortunately, this is not a simple answer. Your general liability policy provides coverage if your business does not sell, manufacture or furnish alcoholic beverages. A business that sells beer, wine, or liquor, such as a bar, restaurant or liquor store, would need to purchase a separate liquor liability policy.