Property Coverage Details
Our business property insurance provides the protection you need for your building and contents. You can trust you are protected against the worst life can throw at you, because our focus is you.
Start with the basics, your building or structure, is covered against a wide variety of things that can go wrong. Also included are additions, permanently installed fixtures and equipment, and the personal property used to maintain your building.
If you have a building, you probably store something in it—your contents. Business personal property coverage includes everything from your furniture to your stock. If you are responsible for other people’s property, this coverage will protect you when that property is at your location.
Acuity understands each business is unique and you might need more coverage than the standard property policy provides. The Acuity Advantages endorsement is included with every property policy.
In addition to providing an increased limit for fire department service charge, Advantages provides 18 additional coverages Acuity believes are crucial to protecting your business.
Even the best intentions can fall short. You think you are completely protected, but gaps in coverage can exist. Acuity offers several optional coverages to fill common coverage gaps.
Other things you might be interested in.
Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.
Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely
Does insurance lingo sometimes leave you guessing? Check out our glossary!
Have questions? We have answers.
The special form provides the most comprehensive coverage available. Each coverage situation is unique—your agent would be able to help you decide which cause of loss form is best for your situation.
Sewer backup coverage is not provided under the standard property policy. You can obtain coverage with the Acuity water backup and sump overflow endorsement.
Acuity’s full building coverage endorsement ensures your building limits are high enough.
Not everyone is eligible for Bis-Pak®, but you should check it out if you are. Bis-Pak® automatically includes business income coverage, seasonal variations in your contents coverage, computer coverage, and much more.