Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • During my career in manufacturing, I've had the good fortune to work for both OEMs (original equipment manufacturers) and contract manufacturers that make things for others. One of the things I've had to deal with in both business models was ensuring products met the expectations of the end user or customer.
    • Working in an office setting sometimes gives a false sense of safety and security. While an office may not have the heavy machinery of a manufacturing plant or employees working from heights as in construction, a general office setting still has risks. This article will outline some of the risks and what you can do to mitigate the effects of these risks in your office.
    • Truck drivers must understand the items needed on the open road. This knowledge is shared from driver to driver. We then add to this wisdom from our own experiences and personal needs. For example, a long-haul driver operating from coast to coast will need different resources than a local driver who is home most nights. Drivers need to be prepared for delays due to weather, inability to get loaded or unloaded, breakdowns, inspections, fatigue, and even sickness.

    • Michael S.

    • Paige N.
      Author of Services & Retail Focus

    • Cliff J.

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    Other things you might be interested in.

    Brochures

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    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.