Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • Your auto and homeowners insurance policies keep you protected, but  sometimes that isn’t enough. Unfortunately, bodily injury and damages from a bad at-fault accident can quickly exhaust the liability limits of an auto or home insurance policy.
    • After years of standard cubicles, open-concept offices are making a comeback. These open offices tout collaboration and cost cutting, and many newly constructed offices are utilizing this layout. But just because it is popular, doesn’t necessarily mean it’s right for you.
    • During my manufacturing career, I can’t tell you how many managers told me “price is all that matters.” While this statement might hold true in some cases, don’t let that mentality drive your decision-making when you are looking for a supplier or vendor.

    • Addie B.
      Author of Home Focus

    • Paige N.
      Author of Services & Merchant Focus

    • Michael S.

    RESOURCES


    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.