Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • Sharing isn’t just something we teach our kids in grade school—it has taken over our culture and examples of the sharing economy are everywhere. The sharing economy is an economic model in which people share resources with each other as part of a peer-to-peer network. This is also known as a collaborative or peer economy. Collaborative customers want to use the tool without buying it, have a ride without paying for the car, and have access to the dress for the one day they need it.
    • Have you ever been contacted to report on conflict minerals you may be using in your business? It is very possible you have never heard about conflict minerals, or you didn’t realize they could be an issue in your business. But there are laws in place around these minerals and their uses in commerce.
    • During my 35 years in the construction industry—mostly in commercial construction—I’ve often been asked, “How difficult is commercial construction?” and “How do I get started in that side of the business?” Usually, these questions are asked by experienced residential contractors who are looking to expand their businesses. As I answer their questions, I’ve seen a variety of reactions. Some contractors become excited, while others express no interest.

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    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.