Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • Being a small business owner in a local market can give you a leg up on the national stores. People like to shop local and give back to the community. And guess what? That is you! Creating your target market based on the customer demographic should be a breeze since you know your community so well.
    • In a very competitive industry, contractors are always looking for ways to stand out and have an upper hand over their competition. For some of us old timers who have been in the industry for many years, we look around and can’t believe how much things have changed! Our rulers, measuring wheels, and calculators have been set aside to make room for computer estimating software.
    • As you prepare to complete and post your OSHA 300A, providing a summary of work-related injuries and illnesses, it’s a good time to think about the new OSHA requirements and how they will affect you. Four major updates are effective in 2017—electronic recordkeeping requirements, anti-retaliation protections, walking-working surfaces and fall protection, and beryllium exposure limit.

    • Sarah B.

    • John L.

    • Cathy B.
      Loss Control Specialist

    RESOURCES


    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.