Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • Like many industries, construction has changed quite a bit in the past 10 to 15 years. I remember the industry 40 years ago, when I started in it, and it looks nothing like the construction of today. When I talk to contractors who have been in the construction industry as long as I have, we end up reminiscing about how the industry was when we first began. There seems to be a connection as we share with each other how we used to do things—things that this generation today will never experience.
    • As a small business owner, you know that health insurance-related costs are a big concern. But while you know healthcare is expensive, you also know that keeping your employees healthy is important to their happiness and your bottom line. As more jobs shift to an office setting, sitting is now being referred to as the new smoking. Therefore, your office building is in a unique position to get employees more active.
    • It’s summertime, and that means it’s grillin’ time. Unfortunately, those gas and charcoal grills that help create the perfect steak also create an additional fire hazard. Each year, grills cause nearly 9,000 fires and result in 16,000 injuries—over half of which are burns.

    • John L.

    • Paige N.
      Author of Services & Merchant Focus

    • Addie B.
      Author of Home Focus

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    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.