Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • Utilities have been placed underground in America for more than 200 years. These underground utilities can include sewer and water laterals, telephone, fuel, and fiber optics. Unfortunately, even with many updates and new development to our infrastructure through the years, there can be poor documentation—or sometimes none at all—of abandoned utilities left underground.
    • Retaining top talent is a challenge that every business continually faces. Having one of your best employees leave can be a very costly event. Not only are you forced to use valuable time to find and hire a new person, but your customers may also suffer due to a reduced experience since newer employees are typically less knowledgeable.
    • Choosing a subcontractor or contractor may sound simple to some, but for those who are not seasoned in doing it, there can be devastating consequences throughout the project if the wrong one is selected. What I’m about to share with you comes from my own experience. We are not going to discuss contracts at this time. Instead, I would like to focus on some key points you can think about next time you are choosing a contractor. 

    • John L.

    • Aaron S.

    • John L.

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    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.