Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • When you think about cybersecurity, payment processes and customer data may come to mind, but it is also important to think about your supply chain.
    • In the past, trucking companies thought of security mostly as protection from physical loss of products or equipment. Today, those are still threats, but cyber threats are on the rise. Cybercrime is one of the fastest-growing types of crimes in the world, and it’s not just limited to large retailers or financial service companies. Businesses of all sizes, including motor carriers and owner operators, face the risk of cyber loss.
    • We read in the news regularly that large retailers are being significantly impacted by cybercrime. Unfortunately, 54% of small businesses believe they are too small to be worried about cyberattacks.

    • Michael S.

    • Cliff J.

    • Aaron S.

    RESOURCES


    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.