Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
    • We often receive questions about how to improve workplace safety. Questions range from “Should I require PPE?” to “What type of machine guards do I need?” The answer to each of these, as well as the question of how to have an effective safety program, is made up of three key components: assessment, control, and evaluation.
    • With so many safety methods and products available to the trucking industry, it can be difficult to know where to start. A motor carrier's safety efforts should start simply and grow as the company’s needs evolve.
    • We all have our busy seasons and for most contractors summer is the busy time. Unfortunately, cutting corners or accidentally overlooking important safety protocol can happen when schedules are tight and the demand to complete one project and move to the next increases. But don’t let that happen to you or your employees.

    • Michael S.

    • Cliff J.

    • John L.

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    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


    You can purchase increased limits as part of the commercial excess liability policy.


    Acuity can provide almost any limit you might need.