Excess Liability

Lawsuits today are larger than ever. It feels like a roll of the dice whether the injuries suffered are small or catastrophic. Don’t gamble with the future of your company. Get the limits you need with Acuity commercial excess liability.


What makes us different?

You gain the advantage of a single carrier providing seamless coverage for your various liability exposures. No pointing fingers at another insurer saying they should pay.  A claim is handled consistently from start to finish across all liability coverages by a single member of our expert claims staff.

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Let us focus on your insurance, so you can focus on running your business.


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Get answers from our insurance experts.
Workplace injuries can happen in any industry, and knowing how to respond is crucial for the well-being of employees and the stability of your business. In 2022 alone, 4.53 million injuries required medical attention. With proper planning and swift action, you can navigate these challenges effectively and help foster a safer workplace for everyone.
Economic challenges like natural disasters, economic downturns, or project setbacks can strain a contractor’s finances and operations. Managing cash flow, maintaining financial discipline, and building strong relationships with your bank are key to navigating these uncertainties and protecting your business.
Do you need a reason to write trucking policies with Acuity? Our Truckers Enhancements endorsement gives you over two dozen!

RESOURCES


Other things you might be interested in.

Brochures

Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

Loss control

Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

Glossary

Does insurance lingo sometimes leave you guessing? Check out our glossary!


FAQs


Have questions? We have answers.


No. The commercial excess liability coverage fits like a glove over and provides the same coverage as the liability coverage you schedule. Additional insured coverage in the underlying policy that is primary and noncontributory requires an endorsement to track the underlying coverage.


You can purchase increased limits as part of the commercial excess liability policy.


Acuity can provide almost any limit you might need.