Snowmobile Insurance

Let us worry about your insurance so you can get out on the snowy trails.  

190,000+
customers choose Acuity

We would be proud to insure your snowmobile. Our team is here to help provide you with the peace of mind that your snowmobile insurance will cover you whenever you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

SNOWMOBILE POLICY


Here's what we'll cover with your snowmobile policy.

Acuity is different than most insurance companies. We have top-notch claims service as well as products that fit your life.


Coverage details

We provide liability and vehicle damage coverages on your snowmobile, so you can get out and play in the snow.


Trailers and sleds

We can protect your trailers and sleds with their own vehicle damage coverage so you’re not limited on where or how you can use your snowmobile.




Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and snowmobile coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Our adjuster went way beyond our expectations in making sure we understood the claims process and making sure we felt supported with each step of the process . . . I highly recommend Acuity to anyone who is looking for an insurer and hope we can remain a customer for years to come.

Josh

Tennessee


BLOG

Get answers from our insurance experts.
    • Winter weather can be tough on your vehicle. The cold temperatures bring snow and ice that you have to scrape off. On top of that, salt and sand are used to combat icy roadways. And we can’t forget the slush and snow that you and your passengers are bringing into your vehicle.
    • You may think that if you don’t own a car that you couldn’t possibly need auto insurance. That if you do drive your friend’s insurance will cover you, but this may only be the case for the car, not you and your passengers. A non-owner car insurance policy can be valuable if you occasionally drive a vehicle but do not own one. It can also satisfy legal requirements.
    • Buying a new car? We are here for you! Whether you are a first-time buyer or an experienced purchaser, buying a new ride is a big decision. Here are 5 car buying tips to help make the journey a smooth one.
    • Calling all DIY’ers! If you want to save money and don’t mind rolling up your sleeves, here are some car maintenance tips you can try to reduce trips to the shop. Your vehicle is an investment and needs to be taken care of.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    RESOURCES


    Other things you might be interested in.

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    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Snowmobile insurance covers physical damage to your snowmobile, damage to other people’s property, as well as medical costs if others get injured.


    Yes, your snowmobile policy provides coverage for passengers. Coverage is also available if you let your friend borrow your snowmobile, as long as the driver is over age 16.


    No, trailers used to transport the snowmobile, as well as trailers or sleds designed to be towed by the snowmobile, need to be insured separately. Talk with your agent if you’d like to add coverage for a trailer. 


    It all depends on the type of snowmobile you have, your location, and how you’re using your snowmobile. Contact your agent to see how much snowmobile insurance would cost for you.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Named #2 on the 2016 FORTUNE "100 Best Companies to Work For®" list.