Snowmobile Insurance

Let us worry about your insurance so you can get out on the snowy trails.  

190,000+
customers choose Acuity
You focus on hitting the trails, we'll focus on protecting your snowmobile. Our team is here to make sure your snowmobile insurance will cover you whenever you need it. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

SNOWMOBILE POLICY


Here's what we'll cover with your snowmobile policy.

Acuity is different than most insurance companies. We have top-notch claims service as well as products that fit your life.


Coverage details

We provide liability and vehicle damage coverages on your snowmobile, so you can get out and play in the snow.


Trailers and sleds

We can protect your trailers and sleds with their own vehicle damage coverage so you’re not limited on where or how you can use your snowmobile.




Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and snowmobile coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Our adjuster went way beyond our expectations in making sure we understood the claims process and making sure we felt supported with each step of the process . . . I highly recommend Acuity to anyone who is looking for an insurer and hope we can remain a customer for years to come.

Josh

Tennessee


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Get answers from our insurance experts.
    • When purchasing a vehicle, knowing if it was damaged in a flood may not be as easy as you’d think. It can take months before the damage appears and is reported—if reported at all. In the meantime, some of these marred vehicles are being resold without disclosure of prior water damage and carry the hidden risk of high costs down the road.
    • School is out, summer is here, and maybe you want to get away. Time for a road trip? Getting behind the wheel for an adventure can be a good way to see the sights and unwind. Whether you hit the road with friends or family or choose to go solo, here are some road trip tips to follow.
    • Two of the leading resources in vehicle safety—the Highway Loss Data Institute (HLDI) and the Insurance Institute for Highway Safety (IIHS)—studied the effects of crash avoidance technology features in cars. Based on police reports and insurance claims, they compared crashes from vehicles with crash-avoidance technology to vehicles without.
    • Getting a driver’s license is an exciting time for teens, but it can be stressful for parents. Drivers who are 16 have higher crash rates than drivers of any other age, and 20% of teens have an accident in their first year of driving.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    RESOURCES


    Other things you might be interested in.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Snowmobile insurance covers physical damage to your snowmobile, damage to other people’s property, as well as medical costs if others get injured.


    Yes, your snowmobile policy provides coverage for passengers. Coverage is also available if you let your friend borrow your snowmobile, as long as the driver is over age 16.


    No, trailers used to transport the snowmobile, as well as trailers or sleds designed to be towed by the snowmobile, need to be insured separately. Talk with your agent if you’d like to add coverage for a trailer. 


    It all depends on the type of snowmobile you have, your location, and how you’re using your snowmobile. Contact your agent to see how much snowmobile insurance would cost for you.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.