Condo Insurance

Your condo is your home. Let us protect the space you've made your own. 

1.8 million
doors and windows insured
We would be proud to insure your condo. Our team is here to help provide you with the peace of mind your condo insurance policy will cover you whenever you need it. ******
95%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

CONDO POLICY


Here's what we'll cover with your condo policy.

Acuity is different than most insurance companies. In addition to top-notch customer service, we have the condo home insurance that fits your life.


Coverage details

You might not have to mow the lawn or shovel the snow, but you still need insurance protection. We cover the interior of your condo and your belongings, and we provide liability protection in case anything goes wrong.


Bonus coverage

In every condo policy, we automatically include $5,000 of coverage for appliances, fixtures, or any upgrades you’ve made to your unit, like hardwood floors.


Valuable personal property

We know you can’t put a price on Grandma’s pearls. Make sure your fine arts, jewelry, or other collectibles are properly protected by adding this coverage. We can provide coverage for specific items or you can buy increased jewelry and fur limits on a blanket basis.





Replacing your belongings

Adding this coverage to your policy means that if your property is lost, damaged, or stolen, you can buy new items to replace them. That's a new camera even if the one damaged was three years old!


Home business

This unique product is among the broadest of coverages in the industry for protecting your home-based business.


Identity Theft and Cyber Protection

Add an extra layer of protection. Receive professional assistance and reimbursement in the event of an identity or cyber related loss.





Service Line Coverage

Add coverage for the underground piping and lines that provide water, sewer, and electrical to your home.


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Package your condo and auto coverages

The Road and Residence® program combines condo, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


This has been one of the best experiences with an insurance company I've had. You've made it seamless and painless. I would definitely recommend Acuity in the future.

Kellen

Sandy, UT


BLOG

Get answers from our insurance experts.
    • While not everyone lives in an area that gets snow and freezing temperatures, even warm areas can have cool days. Here are some cost-saving ways to make your home feel a little warmer when the temperatures dip and you're looking for a little extra warmth.
    • When snow is covering the ground and cold air is blowing, we want to finish our outdoor chores as quickly as possible so we can get back inside where it is warm. While some find snow removal to be a good form of exercise and enjoyable, others are looking for the quickest and safest ways to complete the job.
    • Before the snow starts flying, it is important to make sure your secondary home is prepared for the weather. What is important maintenance on any home, is doubly important on a home that may be vacant or have limited occupancy over the winter. To get you started, we have 5 must-do items for your home or cabin.
    • If you are like many, you are more connected today than ever before. From cell phones to digital personal assistants, our homes are wired to the max. Our phones are smart, our TVs are smart—even our appliances are often connected to Wi-Fi. While these connections bring many conveniences, they may also introduce additional cyber threats into your home.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


    Other things you might be interested in.

    Home Inventory

    Download our inventory worksheet to help keep track of items in your home.

    Home Maintenance Log

    Download our maintenance log worksheet to help keep track of changes made to your home and identify when work was done and who completed it.

    Video gallery

    See the latest videos from our experts.


    FAQs


    Have questions? We have answers.


    No, condo association coverage will only cover the exterior of the condo. You will need separate condo insurance to protect the inside of your condo, your possessions, and your liability.


    You can determine the contents coverage needed by going through each room and making an inventory of your belongings, including things like furniture, appliances, electronics, and clothes. Add up the value of all your items, and that’s how much coverage you need.


    Condo insurance only covers the interior of a condo, whereas homeowners insurance covers both the interior and the exterior of a home. Condo owners only need to cover the interior because their condo association takes care of the exterior.  


    Please contact us as soon as possible to report a claim via phone at 800.242.7666, our website, or through your local agent. When reporting a claim, have as much information available as possible, such as the date, time, and location of the incident, the names of the parties involved, if applicable, and their phone numbers and addresses. Taking photos or videos of the loss scene is also helpful.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    ** ***

    In business since 1925

    Acuity is the 56th largest insurer in the nation and manages over $4 billion in assets.

    ****

    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.