Condo Insurance

Your condo is your home. Let us protect the space you've made your own. 

1.8 million
doors and windows insured

We would be proud to insure your condo. Our team is here to help provide you with the peace of mind that your condo insurance policy will cover you whenever you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

CONDO POLICY


Here's what we'll cover with your condo policy.

Acuity is different than most insurance companies. In addition to top-notch customer service, we have the condo home insurance that fits your life.


Coverage details

You might not have to mow the lawn or shovel the snow, but you still need insurance protection. We cover the interior of your condo and your belongings, and we provide liability protection in case anything goes wrong.


Bonus coverage

In every condo policy, we automatically include $5,000 of coverage for appliances, fixtures, or any upgrades you’ve made to your unit, like hardwood floors.


Valuable personal property

We know you can’t put a price on Grandma’s pearls. Make sure your fine arts, jewelry, or other collectibles are properly protected by adding this coverage. We can provide coverage for specific items or you can buy increased jewelry and fur limits on a blanket basis.





Replacing your belongings

Adding this coverage to your policy means that if your property is lost, damaged, or stolen, you can buy new items to replace them. That's a new camera even if the one damaged was three years old!


Home business

This unique product is among the broadest of coverages in the industry for protecting your home-based business.


Identity theft

Add an extra layer of protection. Receive one-on-one assistance to restore your identity and reimbursement for any identity theft expenses.





Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Package your condo and auto coverages

The Road and Residence® program combines condo, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


This has been one of the best experiences with an insurance company I've had. You've made it seamless and painless. I would definitely recommend Acuity in the future.

Kellen

Sandy, UT


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Get answers from our insurance experts.
    • Do you remember the Disney Channel movie Smart House? It seems like we get closer to that reality every day. As our technology becomes more connected, it isn’t out of the ordinary for your phone to control your TV, adjust the temperature of your home, and even make sure your coffee is hot in the morning.
    • If you live in the north then these past three to four months have seemed like ages. The frigid winter has everyone looking forward to spring break. Even if you live in a warmer area of the country a nice relaxing vacation has to sound great! But what about your home? You don’t want to be stressed or worried about anything going wrong at home while you are away!
    • If you’ve ever had to rebuild your home after a catastrophe, you probably know that reconstruction often costs more than new construction. If you haven’t experienced this, consider yourself lucky—but you should probably tune in anyway. There are many reasons repairs to your home could cost more than building something new.
    • It is the dead of winter, and you are stuck indoors. Fortunately, you don’t have to wait until it gets warm to tackle a home improvement project! You may be wondering what kind of home improvement projects you can accomplish. With a little motivation, there are actually several indoor projects that could enhance any room.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    No, condo association coverage will only cover the exterior of the condo. You will need separate condo insurance to protect the inside of your condo, your possessions, and your liability.


    You can determine the contents coverage needed by going through each room and making an inventory of your belongings, including things like furniture, appliances, electronics, and clothes. Add up the value of all your items, and that’s how much coverage you need.


    Condo insurance only covers the interior of a condo, whereas homeowners insurance covers both the interior and the exterior of a home. Condo owners only need to cover the interior because their condo association takes care of the exterior.  


    Please contact us as soon as possible to report a claim via phone at 800.242.7666, our website, or through your local agent. When reporting a claim, have as much information available as possible, such as the date, time, and location of the incident, the names of the parties involved, if applicable, and their phone numbers and addresses. Taking photos or videos of the loss scene is also helpful.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list