Identity Fraud and Cyber Protection

Identity theft and cyberattacks are becoming increasingly more common. We offer identity theft reimbursement and protection from cybercrimes together in one comprehensive endorsement.

What does identity fraud expense coverage include?


When someone steals your personal information and uses it to commit a crime in your name, that’s identity fraud, and it can be a time-consuming and expensive road to restore your identity.


Acuity’s Identity Fraud Expense coverage reimburses you and your family for expenses incurred to recover from identity fraud, including legal expenses and lost wages.  You will also be given access to a consumer fraud specialist who will help you throughout the resolution process.


What does cyber protection coverage include?


Our cyber protection coverage reimburses you and your family for cyber-related actions including:

  • Cyberattacks where you incur data recovery expenses or system restoration costs

  • Cybercrimes like wire transfer fraud, credit card fraud, gift card scams, and phishing attacks

  • Cyber Extortion where you pay ransom money in an attempt to discontinue a cyber threat

  • Cyberbullying financial loss caused by online harassment or bullying

  • Legal Expenses and Damages Reimbursement covering the cost of defending a lawsuit and the settlement*

*Not available in Arkansas


Get identity theft and cyber protection insurance with Acuity


Identity fraud expense and cyber protection coverage can be added to your Acuity renters, condo, or homeowners policy. If your homeowners policy includes coverage for home-based businesses, coverage is also available.


How much does identity theft and cyber protection insurance cost?


The cost to cover your entire household is only $35 per year. Contact your Acuity insurance agent to add this coverage or get a quote with Acuity today!

Get a quote

Add our identity fraud expense and cyber protection coverage to a home, condo, or renters insurance policy.

Identity protection resources

Check out these resources from Cyberscout®, a TransUnion® brand

Acuity identity theft information portal

The more you know about identity theft, the more effectively you can defend against it, check out these educational resources to learn more.

Fraud monitoring

Don't take any chances with your personal information, protect yourself with 24/7 monitoring and alerts.


Have questions? We have answers.

Call us at 800.242.7666. We will connect you to a fraud specialist from CyberScout who will guide you through the resolution process.

Members of your household can receive one-on-one advocacy services for several scenarios including account takeover or identity theft, lost wallets or purses, compromised personal information, worldwide travelers, disaster recovery, tax fraud, email compromise, phishing scams, and so much more.

Just $35 annually. 

Unfortunately, there are many ways thieves commit identity theft. A few common ways include mail theft, dumpster diving, phishing, and shoulder surfing in a public setting.


Get answers from our insurance experts.
If you are like many, you are more connected today than ever before, which is why cyber liability insurance is so important. From cell phones to digital personal assistants, our homes are wired to the max. Our phones are smart, our TVs are smart—even our appliances are often connected to Wi-Fi. While these connections bring many conveniences, they may also introduce additional cyber threats into your home.
In 2020, we have experienced many changes that have disrupted our lives. Unfortunately, one thing that has been constant is the high frequency of identity theft and cybercrime. Although the news coverage focuses on large corporations that have been targeted or experienced a data breach, the impact of cybercrime goes beyond their walls. Often, the data that is stolen in a breach is personal data on their customers—you and me!
People are more connected today than ever before. Our smartphones, tablets, and personal computers are all connected via the Internet. In our homes, our televisions are “smart,” security and monitoring devices are web-enabled, and even our appliances can connect to the home Wi-Fi. While this continued connectivity brings many benefits to our lives, it also means that we are potentially introducing new cyber threats into our homes.

Where to next?

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