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Service Line Coverage

Service line coverage is an often overlooked need for a homeowner. The homeowner is responsible for the underground piping that runs from the street to the home and provides water, sewer, and electrical services. If that is damaged or otherwise fails, and you don’t have service line coverage, you could be left footing the bill.


What does the service line endorsement cover?

This homeowners endorsement covers damage caused by any of the following:

  • Wear and tear or rust
  • Mechanical breakdown
  • Freezing
  • Tree root or other plant invasion
  • Weight of vehicles or equipment
  • Electrical current

Whether the damage be to a sewer pipe or a cable line, Acuity has you covered!

 

How much coverage can I get?

Service line coverage only applies to owner occupied homes and is only available with a coverage limit of $10,000. A $500 deductible applies to any loss under this coverage.

 

Other perks

Acuity’s service line endorsement does not include any sub-limits for temporary repairs or living expenses in the event you have to stay elsewhere during repairs. Instead, we set ourselves apart from the industry by including them as part of the coverage limit.

 

Acuity handles these claims like any other homeowners loss, and not through a 3rd party. You can be assured of our usual prompt, superior claims service.

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Get answers from our insurance experts.
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