Back To Homeowners

Service Line Coverage

Service line coverage is an often overlooked need for a homeowner. The homeowner is responsible for the underground piping that runs from the street to the home and provides water, sewer, and electrical services. If that is damaged or otherwise fails, and you don’t have service line coverage, you could be left footing the bill.


What does the service line endorsement cover?

This homeowners endorsement covers damage caused by any of the following:

  • Wear and tear or rust
  • Mechanical breakdown
  • Freezing
  • Tree root or other plant invasion
  • Weight of vehicles or equipment
  • Electrical current

Whether the damage be to a sewer pipe or a cable line, Acuity has you covered!

 

How much coverage can I get?

Service line coverage only applies to owner occupied homes and is only available with a coverage limit of $10,000. A $500 deductible applies to any loss under this coverage.

 

Other perks

Acuity’s service line endorsement does not include any sub-limits for temporary repairs or living expenses in the event you have to stay elsewhere during repairs. Instead, we set ourselves apart from the industry by including them as part of the coverage limit.

 

Acuity handles these claims like any other homeowners loss, and not through a 3rd party. You can be assured of our usual prompt, superior claims service.

Get a quote

Let us focus on your insurance so you can focus on living life.


BLOG

Get answers from our insurance experts.
    • Understanding how people process feedback can help managers deliver their comments in a more constructive way. The SARAH acronym, which describes the emotional stages one goes through when receiving negative feedback, can be a useful tool.
    • It is important to support small business all the time, but especially during this trying time. Here are a few things you can do to help small businesses.
    • There is a perceived toughness of drivers in the trucking industry, and seasoned veterans know you need to have thick skin to do the job, but there is another side to life on the road. Due to the nature of trucking, studies show that drivers face increased challenges, such as loneliness (27.9%), depression (26.9%), chronic sleep disturbances (20.6%), anxiety (14.5%), and other emotional problems (13%).

    • Michael S.

    • Michael V.
      Author of Infocus

    • Cliff J.

    RESOURCES


    Other things you might be interested in.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.