ATV Insurance

Let us worry about your ATV insurance so you can get out on the trails.

190,000+
customers choose Acuity

We would be proud to insure your 4-wheeler. Our team is here to help provide you with the peace of mind that your quad insurance policy will cover you whenever you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

ATV POLICY


Here’s what you can expect with ATV insurance coverage.

Acuity is different than most insurance companies. We have great employees who provide great service. We also have products that make your life easy—like ATV insurance.


Coverages

We provide liability and vehicle damage coverage on your ATV so you can be confident you’re protected when you hit the trails.


Trailers

We can protect your trailers with their own vehicle damage coverage so you’re protected from the minute you hitch up your 4-wheeler.


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and ATV coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Acuity staff is extremely friendly and easy to deal with. When we have a claim, they respond immediately.

Leslie

Lewisburg, TN


BLOG

Get answers from our insurance experts.
    • It seems every room in our home is outfitted with consumer products both large and small. While these items may help you in your day-to-day life, they also can pose a risk. Understanding these risks and how you can prevent them is an important part of being a homeowner.
    • Buying a new car? We are here for you! Whether you are a first-time buyer or an experienced purchaser, buying a new ride is a big decision. Here are 5 car buying tips to help make the journey a smooth one.
    • While you likely have a few more weeks with tinsel and holly decking your halls, we are approaching the post-holiday regrouping season. Many of us have been entertaining, and any resemblance of order escaped us long ago. As our house guests depart and we move into the New Year, we sometimes need a little push to get things cleaned up.
    • Kids know exactly what they want for Christmas. They have no problem writing long, descriptive lists and sending letters to Santa. Whether they want something as simple as a trendy doll or as complicated as a pony, they set their sights on a goal and go after it.

    • Addie B.
      Author of Home Focus

    • Lisa D.
      Author of Auto Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


    Other things you might be interested in.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    ATV insurance covers physical damage to your 4-wheeler, damage to other people’s property, as well as medical costs for others if they get injured. 


    No, trailers are not covered under ATV insurance. Trailers can be covered as a separate item. Talk with your agent if you’d like to add coverage for a trailer. 


    Yes, your ATV policy provides coverage for passengers. Coverage is also available if you let your friend borrow your ATV, as long as the operator is over age 16.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Named #2 on the 2016 FORTUNE "100 Best Companies to Work For®" list.