ATV Insurance

Let us worry about your ATV insurance so you can get out on the trails.

190,000+
customers choose Acuity

We would be proud to insure your 4-wheeler. Our team is here to help provide you with the peace of mind that your quad insurance policy will cover you whenever you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

ATV POLICY


Here’s what you can expect with ATV insurance coverage.

Acuity is different than most insurance companies. We have great employees who provide great service. We also have products that make your life easy—like ATV insurance.


Coverages

We provide liability and vehicle damage coverage on your ATV so you can be confident you’re protected when you hit the trails.


Trailers

We can protect your trailers with their own vehicle damage coverage so you’re protected from the minute you hitch up your 4-wheeler.


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and ATV coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Acuity staff is extremely friendly and easy to deal with. When we have a claim, they respond immediately.

Leslie

Lewisburg, TN


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Get answers from our insurance experts.
    • If you live in the north then these past three to four months have seemed like ages. The frigid winter has everyone looking forward to spring break. Even if you live in a warmer area of the country a nice relaxing vacation has to sound great! But what about your home? You don’t want to be stressed or worried about anything going wrong at home while you are away!
    • If you’ve ever had to rebuild your home after a catastrophe, you probably know that reconstruction often costs more than new construction. If you haven’t experienced this, consider yourself lucky—but you should probably tune in anyway. There are many reasons repairs to your home could cost more than building something new.
    • Winter weather can be tough on your vehicle. The cold temperatures bring snow and ice that you have to scrape off. On top of that, salt and sand are used to combat icy roadways. And we can’t forget the slush and snow that you and your passengers are bringing into your vehicle.
    • It is the dead of winter, and you are stuck indoors. Fortunately, you don’t have to wait until it gets warm to tackle a home improvement project! You may be wondering what kind of home improvement projects you can accomplish. With a little motivation, there are actually several indoor projects that could enhance any room.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Lisa D.
      Author of Auto Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    ATV insurance covers physical damage to your 4-wheeler, damage to other people’s property, as well as medical costs for others if they get injured. 


    No, trailers are not covered under ATV insurance. Trailers can be covered as a separate item. Talk with your agent if you’d like to add coverage for a trailer. 


    Yes, your ATV policy provides coverage for passengers. Coverage is also available if you let your friend borrow your ATV, as long as the operator is over age 16.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Named #2 on the 2016 FORTUNE "100 Best Companies to Work For®" list.