ATV Insurance

Let us worry about your ATV insurance so you can get out on the trails.

190,000+
customers choose Acuity
We would be proud to insure your 4-wheeler. Our team is here to help provide you with the peace of mind that your quad insurance policy will cover you whenever you need it.
96%
customer claims satisfaction
We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered. *****

ATV POLICY


Here’s what you can expect with ATV insurance coverage.

Acuity is different than most insurance companies. We have great employees who provide great service. We also have products that make your life easy—like ATV insurance.


Coverages

We provide liability and vehicle damage coverage on your ATV so you can be confident you’re protected when you hit the trails.


Trailers

We can protect your trailers with their own vehicle damage coverage so you’re protected from the minute you hitch up your 4-wheeler.


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and ATV coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Acuity staff is extremely friendly and easy to deal with. When we have a claim, they respond immediately.

Leslie

Lewisburg, TN


BLOG

Get answers from our insurance experts.
    • As a small business owner, you know that health insurance-related costs are a big concern. But while you know healthcare is expensive, you also know that keeping your employees healthy is important to their happiness and your bottom line. As more jobs shift to an office setting, sitting is now being referred to as the new smoking. Therefore, your office building is in a unique position to get employees more active.
    • It’s summertime, and that means it’s grillin’ time. Unfortunately, those gas and charcoal grills that help create the perfect steak also create an additional fire hazard. Each year, grills cause nearly 9,000 fires and result in 16,000 injuries—over half of which are burns.
    • Is your teenager about to become the newest driver in the family? Getting a driver’s license is usually a joyous milestone for the new driver, but can raise blood pressure and insurance premiums for the parents. Take a deep breath—adding a teen driver doesn’t have to be scary.
    • As a rental property owner, utilities make up a large portion of your budget. A study done by the Institute of Real Estate Management found that for the average multifamily property owner, the utility costs equate to roughly 25% of all operating expenses.

    • Paige N.
      Author of Services & Merchant Focus

    • Addie B.
      Author of Home Focus

    • Lisa D.
      Author of Auto Focus

    • Paige N.
      Author of Services & Merchant Focus

    RESOURCES


    Other things you might be interested in.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    ATV insurance covers physical damage to your 4-wheeler, damage to other people’s property, as well as medical costs for others if they get injured. 


    No, trailers are not covered under ATV insurance. Trailers can be covered as a separate item. Talk with your agent if you’d like to add coverage for a trailer. 


    Yes, your ATV policy provides coverage for passengers. Coverage is also available if you let your friend borrow your ATV, as long as the operator is over age 16.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    ** ***

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    ****

    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list

    *