customers choose Acuity
positive claims experience
ATV POLICY
Here’s what you can expect with ATV insurance coverage.
Acuity is different than most insurance companies. We have great employees who provide great service. We also have products that make your life easy—like ATV insurance.
Coverages
We provide liability and vehicle damage coverage on your ATV so you can be confident you’re protected when you hit the trails.
Trailers
We can protect your trailers with their own vehicle damage coverage so you’re protected from the minute you hitch up your 4-wheeler.
Road and Residence®
This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.
Acuity staff is extremely friendly and easy to deal with. When we have a claim, they respond immediately.
Leslie
RESOURCES
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Check out our glossary to help you understand your policy.
FAQs
Have questions? We have answers.
I’ve been in an accident. What do I do?
Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.
What does ATV insurance cover?
ATV insurance covers physical damage to your 4-wheeler, damage to other people’s property, as well as medical costs for others if they get injured.
Is my trailer covered under my ATV policy?
No, trailers are not covered under ATV insurance. Trailers can be covered as a separate item. Talk with your agent if you’d like to add coverage for a trailer.
Does ATV insurance cover other riders?
Yes, your ATV policy provides coverage for passengers. Coverage is also available if you let your friend borrow your ATV, as long as the operator is over age 16.
We're rated A+
Only commercial regional insurer to be rated A+ by both AM Best and Standard & Poor's, making Acuity an icon of strength.
In business since 1925
Trust our longevity. Our expertise stems from nearly 100 years in the insurance business.
Our People
At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.