ATV Insurance

Let us worry about your ATV insurance so you can get out on the trails.

190,000+
customers choose Acuity
Focus on the adventure ahead and let Acuity focus on your ATV insurance. Our team is here to make sure your 4-wheeler insurance will cover you whenever you need it. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

ATV POLICY


Here’s what you can expect with ATV insurance coverage.

Acuity is different than most insurance companies. We have great employees who provide great service. We also have products that make your life easy—like ATV insurance.


Coverages

We provide liability and vehicle damage coverage on your ATV so you can be confident you’re protected when you hit the trails.


Trailers

We can protect your trailers with their own vehicle damage coverage so you’re protected from the minute you hitch up your 4-wheeler.


Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Save up to 20%

Package your home, auto, and ATV coverages

The Road and Residence® program combines home, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Acuity staff is extremely friendly and easy to deal with. When we have a claim, they respond immediately.

Leslie

Lewisburg, TN


BLOG

Get answers from our insurance experts.
    • Did you enjoy riding the trails or waves this summer? Already thinking about riding your ATV or taking out your boat next year? Start preparing for the next season now, so your outdoor toy is ready as soon as you are.
    • Homeowners insurance can protect you and your family in the event of a loss caused by theft. But what is better than being reimbursed after the fact? Taking some simple steps to prevent burglaries in the first place!
    • Even if you have a safe vehicle and the latest technology, things can go wrong and you could end up stranded. How are you going to get tow service? How much is it going to cost? Roadside assistance could be your hero.
    • Are you upselling products and services in your salon? If not, you are missing out! Not only does upselling bring in more dollars to boost your bottom line, it also increases your credibility in the eyes of customers because you’re educating them about products or services.

    • Lisa D.
      Author of Auto Focus

    • Addie B.
      Author of Home Focus

    • Lisa D.
      Author of Auto Focus

    • Paige N.
      Author of Services & Retail Focus

    RESOURCES


    Other things you might be interested in.

    Brochures

    Learn more about our products.

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  


    ATV insurance covers physical damage to your 4-wheeler, damage to other people’s property, as well as medical costs for others if they get injured. 


    No, trailers are not covered under ATV insurance. Trailers can be covered as a separate item. Talk with your agent if you’d like to add coverage for a trailer. 


    Yes, your ATV policy provides coverage for passengers. Coverage is also available if you let your friend borrow your ATV, as long as the operator is over age 16.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    ** ***

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    ****

    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.