Business Insurance

We'll worry about your insurance so you can focus on running your business.

100,000+
businesses trust us

We would be proud to insure your business so you can be free to focus on what matters most to you. We understand the unique challenges you face and provide you with peace of mind knowing that we are there with you when you need it.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

BUSINESS INSURANCE


You've got it, we'll cover it.

At Acuity, the difference is our people. Our knowledgeable, experienced associates provide value by partnering with your business. We believe in sharing not only our safety knowledge, but other information that we hope you will find useful.


Industries

Industries


Contractors insurance

We insure contractors of all types, including specialized artisan contractors, general contractors, and street and road contractors. Our construction specialist has spent over 25 years working in construction and is here to help.


Trucking insurance

We insure most truckers hauling general commodities. Take the time to learn more about our trucking specialist, and get the help you need to stay compliant with federal regulations with our Motor Carrier Toolbox.


Manufacturing insurance

Whether you’re manufacturing metal goods, concrete products, wood products, plastic goods, or food processing, we can provide insurance for you. Our manufacturing specialist has over 35 years of experience in manufacturing and knowledge he’s eager to share.





Insurance for retail businesses

Whether you sell home furnishings, groceries, auto parts, hardware, clothing, appliances, electronic goods, or almost anything else, Acuity is ready to partner with you.


Restaurants

Whether you own a coffee shop or a franchised restaurant, anything from fast casual to fine dining, Acuity can help with coverages designed to meet your unique needs.


Service business insurance

From businesses that are based at a location, such as car care and pet grooming, to off-site businesses, such as real estate agents and cleaning services, Acuity can provide great coverage for you.





Apartment and condominium insurance

Acuity offers all the coverages you need, including ordinance or law coverage and condominium directors’ and officers’ coverage.


Insurance for office buildings

Office buildings are home for many businesses, including accountants, lawyers, and doctors. Look to Acuity to insure your office building, whether you own it or rent it to others.


Hotel and motel insurance

Hotels and motels play a key role in travel whether it is for business, pleasure, or both. You can look to Acuity to find the hospitality industry coverages you need.


Coverages

Coverages


General liability

Many businesses operate for years without being sued. But if you are sued, the payments requested by the attorneys can be catastrophic. Let Acuity protect you from these lawsuits.


Commercial auto

Whether you call it commercial automobile, business automobile, truckers’ insurance, or motor carrier insurance, Acuity has all the coverages you need for your vehicles.


Workers' compensation

All workers’ compensation policies pay the required benefits to injured workers. The Acuity difference is what we do in addition to paying these benefits.





Property

From building and contents coverage to loss of income and full replacement coverage, Acuity property insurance provides broad coverage for your property’s needs.


Acuity’s businessowners policy – Bis-Pak®

Bis-Pak® is the easiest way to insure smaller businesses. The broad coverage insures buildings, contents, and liability with business income included automatically—all in one simple policy.


Excess liability

An Acuity excess liability protects you with high limits of insurance and fits on top of the protection you have with your auto, liability, and employers’ liability coverage.


Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


"The biggest difference with Acuity is their people. They're industry experts who stick around for the long haul, constantly providing us with the industry knowledge and resources to succeed as a company -- giving us more than just a cookie cutter policy."

Ryan

Chicago, IL

ABOUT US

Get to know us.

We're rated A+

Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

In business since 1925

Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.