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Insurance for Landlord and Rental Properties

Acuity provides the insurance that you need so that you can focus on running your business.

10,000+
landlord and rental property owners trust us
We would be proud to insure your business so you can be free to focus on what matters most to you. We understand the unique challenges you face and provide you with peace of mind knowing that your policy will cover you when you need it. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered. *****

Insurance for apartments, condos, and rental properties

Here’s what we’ll cover for your landlord and rental properties.

Insurance from Acuity is so much more than a piece of a paper and a promise. Let our experienced agents and expert loss control representatives partner with you to achieve total insurance Acuity.

Specialized coverages

Acuity is a highly rated commercial insurer providing all coverages that your rental property needs. Whether you own apartments, office buildings, retail, or single family dwellings we can provide you general liability, property, workers compensation, businessowners, cyber liability, and crime. We also understand each risk is unique, and we work to tailor our coverage to those unique situations – giving you peace of mind so you can focus on your business.

Loss control professionals

We care deeply about our insureds, their businesses, and their customers. We staff highly trained loss control professionals who work directly with you to help improve safety, prevent accidents, and protect your most valuable assets.

Safety and educational resources

Our exclusive online educational materials, including videos, loss prevention articles, and much more, are available anytime, anywhere, and will help you protect and grow your business. Topics you as a property owner may find interesting include strategies for emergency planning, grill safety, and safety programs.

State-of-the-art claims services

You do your best to keep your property loss-free, but when one does happen, you will receive immediate care with Acuity. In our 90+ years of experience, we have handled fires, tornadoes, and everything in between. We will contact you the same day the claim occurs and, in the event of a large loss, our team will be on the scene ASAP to begin working on your claim. Rest easy – we’ve got your back.

Get a quote

Let us focus on your insurance, so you can focus on running your business.

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Get answers from our insurance experts.
    • Landing top talent is a big win for any small business and doing so is not an accident. Competition over talented candidates is fiercer now than it has been in years. Industries that experience peak business seasons are often required to hire multiple employees within a short period of time, which can create a significant strain on time and resources. Listed below are a few tips to leverage when filling those open positions.
    • If you’re in the hotel industry, there's a good chance your property is working with online travel agencies (OTAs). These companies’ websites are often among the first places people check when looking for lodging. And while working with OTAs gives your property visibility, the 15-30% commission fees can cut into your profits.
    • Having worked in the industry for over three decades, there was never a dull moment. We always had processes to monitor, parts to produce, or costs to cut. Most manufacturing companies do a pretty good job of managing their core competencies. After all, we are manufacturers.
    • Aaron S.
    • Paige N.
      Author of Services & Retail Focus
    • Michael S.

    RESOURCES

    Other things you might be interested in.

    Loss control

    Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

    Video gallery

    See the latest videos from our experts.

    Glossary

    Check out our glossary to help you understand your policy.

    FAQs

    Have questions? We have answers.

    What type of apartments, condos, and rental properties does Acuity insure?

    We insure a variety of properties, including apartments, condominiums, and rental dwellings such as single-family houses and duplexes.

    Does Acuity require a separate wind/hail deductible?

    No, we do not. Some other carriers are moving towards using a separate deductible for wind and hail claims that is usually higher than the standard property deductible. Acuity does not have a separate wind and hail deductible, meaning that you would pay the same deductible for a wind or hail claim as you would any other cause of loss.

    Is Acuity looking for larger or smaller property owners?

    Both! We write a wide range of property owner sizes, from just 1 property to 20 or more!

    I need coverage for a condo association. Can Acuity help me?

    Certainly! We offer coverage for both condominium associations and homeowner associations.

    ABOUT US
    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.