7 Big Factors That Affect Home Insurance Rates
Not all factors that can impact your home insurance premium rates are obvious. Learn the impact of credit scores, coverage choices, and bundling on your premiums and save wisely.
6 Tips to Make House Hunting Easy
Buying a home can be one of the biggest purchase decisions an individual or couple will ever make. It is no wonder that when we start the journey of searching for our first—or next—home, we can get a little overwhelmed. Besides the things that are out of our control, like the housing market (supply and price), there are a few things you can do to make home shopping easier.
For a homeowner, it is important to be properly insured, which means you have enough coverage to rebuild your home if you are ever in that unfortunate situation.
Look around your home—you probably have more possessions than you realize! There are items you probably wouldn’t even think about if you were asked to list all your possessions. What would happen to that stuff if a disaster struck or your house was broken into? Your home or renters insurance could cover it.
Insurance shopping advice often focuses on finding the cheapest price. Do you know what trade off you are making to get the cheapest price? Finding the cheapest insurance can leave you with unintended coverage gaps or poor customer service. If you are like most people, you want good coverage without paying more than you need to. So, understanding how insurance companies calculate your price can help you get the best price for the coverage and level of service you want.
