The Value of Homeowners Guaranteed Replacement Cost
Sometimes insurance terms can be confusing. When it comes to something as important as protecting your home, we want to make things easier to understand. We’ll explain some of the differences among homeowners insurance policies and why coverage with Acuity is a no-brainer.
6 Tips to Make House Hunting Easy
Buying a home can be one of the biggest purchase decisions an individual or couple will ever make. It is no wonder that when we start the journey of searching for our first—or next—home, we can get a little overwhelmed. Besides the things that are out of our control, like the housing market (supply and price), there are a few things you can do to make home shopping easier.
Finding the right insurance can feel overwhelming, especially when you’re trying to sort through options on your own. It’s natural to start online, but there’s another helpful resource worth turning to: an independent agent.
Creating a home inventory doesn’t have to be complicated, but it can make a meaningful difference if you ever need to file a claim. This guide walks through a simple way to document your belongings, from quick video walkthroughs to more detailed room-by-room inventories. It also highlights commonly overlooked items and practical tips to help you get started and stay organized over time.
Your auto and homeowners insurance policies likely provide substantial liability limits, especially if you already have Acuity insurance, but you may need a personal umbrella policy for complete protection. A typical homeowners policy covers most anything that happens to your home or the belongings inside, but it may not provide the necessary coverage for injuries that occur on your property.
