IoT—how can three letters sound so complicated? Well, fortunately, it doesn’t have to. IoT stands for Internet of Things or connected technology. If you have an app on your smartphone to monitor something at home, you are taking advantage of IoT.
Buying a home can be one of the biggest purchase decisions an individual or couple will ever make. It is no wonder that when we start the journey of searching for our first—or next—home, we can get a little overwhelmed. Besides the things that are out of our control, like the housing market (supply and price), there are a few things you can do to make home shopping easier.
What is umbrella or excess liability insurance? A simple definition is that it's an insurance policy that provides coverage above and beyond your auto and home policy limits—think of it as an umbrella over the top of those other coverages.
Look around your home—you probably have more possessions than you realize! There are items you probably wouldn’t even think about if you were asked to list all your possessions. What would happen to that stuff if a disaster struck or your house was broken into? Your home or renters insurance could cover it.