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Maintaining your home

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7 Tips to Prepare Your Home for Winter
Winterizing your home is not always a fun task, but it is a very important one. Preparing your home for winter helps ensure a safe environment, lessens the likelihood of a major mishap like a burst pipe or fire, and keeps your home warm and toasty. And the big benefit in all that is it can help ensure a safe winter for you and your home!
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Home Repairs That Can't Wait
Many homeowners experience the reality of a growing to-do list without the time or resources to get everything done. As issues pop up, we are faced with deciding whether to act right away or add the project to a list of things to fix later.
According to the National Fire Protection Association, local fire departments responded to 1.35 million fires in 2021. And unfortunately, these fires cause upwards of $16 billion in damages annually. The good news is that many of these fires can be prevented by simply being aware of fire hazards around your home or apartment.
Millions of Americans—as many as 1 in 40—have hoarding tendencies, and it is even more prevalent among older people. Hoarding is different than collecting because hoarders pursue items with little value. Hoarders also have difficulty getting rid of any items. A hoarder’s house is more than just cluttered: it is overflowing with piles of stuff that can fill entire rooms.
Besides being a potentially serious condition, you might be surprised to know that hoarding might have an impact on homeowners insurance. Below are a few ways a hoarding situation in your home could affect your insurance.

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