Importance of Service Line Coverage

When it comes to owning a home, there can be unexpected costs. While everyone does their best to factor in the potential cost of repairs and upkeep when buying a home, some things can sneak up on you—like damage to the underground wiring or piping that services your home. While it is always important to contact Diggers Hotline before any landscaping projects, there are times when damage occurs that is outside your control.

Below are some examples to highlight the importance of home service line coverage.

1. A tree root grew through a sewer pipe causing it to leak. You need to hire an excavator to replace the sewer line and repair the lawn.
2. During a winter cold spell, a water pipe connecting to the primary public pipeline froze and ruptured. The water line, trees, shrubs, and lawn all need repair or replacement. You also needed three nights in a hotel before water was restored.

Many homeowners do not realize they are responsible for damage to the portion of these lines or services connecting to their homes from the road!

If you live in an area without municipal water or sewer service, you can still benefit from having proper coverage. Items such as piping from your home to the septic tank or water from the well to the home are also covered with this endorsement.

While home service line coverage has become common in the industry, Acuity’s coverage stands apart from the rest! To learn more about this coverage, visit our website.

Sources:

https://www.acuity.com/personal/homeowners-insurance/service-line-coverage-details

https://www.acuity.com/ws/public/agency/cobrand/documents/brochures?titles=Service%20Line%20Coverage&state=WI&utm_source=resources&utm_medium=website&utm_campaign=brochure_download