Millions of Americans—as many as 1 in 40—have hoarding tendencies, and it is even more prevalent among older people. Hoarding is different than collecting because hoarders pursue items with little value. Hoarders also have difficulty getting rid of any items. A hoarder’s house is more than just cluttered: it is overflowing with piles of stuff that can fill entire rooms.
According to a study by the National Association of Insurance Commissioners, only 57% of renters have renters insurance – which means about 25 million apartment households are not covered. Although renters insurance may not be required by your landlord, there are several important reasons to protect yourself while renting.