Am I covered if someone borrows my car and gets into an accident?
Although your friend was driving, insurance follows the vehicle. Therefore, your vehicle’s personal auto insurance will help cover the damage to both vehicles. Subject to a deductible, your policy’s collision coverage will provide payment for the damages to your vehicle.
Preventing cyberattacks starts with implementing and adhering to best-in-class cybersecurity practices. And if that’s not enough to prevent a cyber-attack, cyber insurance coverage is another way to protect your business from the consequences of a cyberattack.
Your auto insurance will help cover the damage to your vehicle. Subject to a deductible, your policy’s collision coverage will provide payment for the damages caused by the other vehicle. If we can find out who the at-fault driver is, we may be able to recover your deductible. In some states, we can cover your deductible with uninsured motorist coverage—even if the at-fault driver remains unknown.
Your Auto insurance will help cover the damage to your vehicle as well as injuries to you or your passenger. Comprehensive (Comp) coverage will help cover the damage done to the vehicle, less your deductible and, depending on your state, Personal Injury Protection (PIP) or Medical Payments coverage will help cover any injuries.
Accidents happen, but they shouldn’t take away your livelihood. It‘s important to understand that a claim could evolve into a lawsuit, even if you’re not at fault. We want to help protect you by sharing some lawsuit mitigation strategies.
When it comes to coverage for water damage, the source of the damage is always important. If the damage is sudden or accidental, like a burst pipe, most homeowners insurance policies will cover it.
