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Personal Property

Home is where the heart is and, usually, where all your stuff is. Let us free your mind of worry by protecting the things that make your home more than just four walls and a roof.


Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, appliances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

 

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

 

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

 

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.

 

Get a home quote

Let us focus on your home insurance so you can live your life.


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Get answers from our insurance experts.
    • The sound of a chorus of lawn mowers running might be common in your neighborhood this time of year. As one yard is trimmed and looking good, everyone seems eager to join in, so they aren’t the one house with a jungle growing. Before you start your lawn mower, there are a few safety items to think about.
    • Summer is the season to fire up the grill. While grilling outdoors is great, cooking outside the kitchen can bring greater risk of food contamination. Here are five tips to help keep your food safe this summer.
    • What is wet and messy and can cause a major headache? A leaky washing machine! Whether you have your laundry in the basement, on the first floor, or in a second story closet, dealing with water as the result of a laundry room malfunction could lead to some serious damage.
    • While we have shared tips in the past about other spaces in your home, today we want to talk about closets—you know, those areas in your home you pack full and close the door when you “clean” the living room.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    Yes, your belongings are covered while traveling anywhere in the world. There may be limits for specific items, so check with your agent before you leave. 


    Yes, insurance coverage extends to personal property that is located somewhere other than your home.