Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, appliances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.