Personal Property

Home is where the heart is and, usually, where all your stuff is. Let us free your mind of worry by protecting the things that make your home more than just four walls and a roof.


Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, appliances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

 

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

 

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

 

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.

 

Get a home quote

Let us focus on your home insurance so you can live your life.


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Get answers from our insurance experts.
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    • When you think about cybersecurity, payment processes and customer data may come to mind, but it is also important to think about your supply chain.
    • In the past, trucking companies thought of security mostly as protection from physical loss of products or equipment. Today, those are still threats, but cyber threats are on the rise. Cybercrime is one of the fastest-growing types of crimes in the world, and it’s not just limited to large retailers or financial service companies. Businesses of all sizes, including motor carriers and owner operators, face the risk of cyber loss.
    • We read in the news regularly that large retailers are being significantly impacted by cybercrime. Unfortunately, 54% of small businesses believe they are too small to be worried about cyberattacks.

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      Author of Home Focus

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    RESOURCES


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    FAQs


    Have questions? We have answers.


    Yes, your belongings are covered while traveling anywhere in the world. There may be limits for specific items, so check with your agent before you leave. 


    Yes, insurance coverage extends to personal property that is located somewhere other than your home.