Personal Property

Home is where the heart is and, usually, where all your stuff is. Let us free your mind of worry by protecting the things that make your home more than just four walls and a roof.


Basic coverage

All of our home, condo, and renters insurance policies come with personal property coverage. Personal property coverage protects all your stuff—your furniture, clothes, jewelry, electronics, appliances, sports equipment, and collectibles. If these things get damaged, stolen, or lost, we help to replace them.

 

Extra coverage options

We offer a flexible assortment of coverages that go with personal property to provide more protection for your belongings.

 

Replacement cost

Adding this popular coverage to your policy means damaged belongings can be replaced with new items instead of getting reimbursed for the market value. That’s a new camera even if the one damaged was three years old!

 

Valuable personal property

Looking for jewelry insurance? If you have high-value items, like an engagement ring or a piece of artwork, we can provide more coverage so you can rest easy knowing your special belongings are taken care of. 

 

Business personal property

If you have personal property that is used in a business, we offer higher limit options for those items. 

 

Personal property in other residences

Belongings stored at a separate home can be covered at increased limits with this coverage.

 

Get a home quote

Let us focus on your home insurance so you can live your life.


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Get answers from our insurance experts.
    • As more companies adopt Industry 4.0 technologies, the factories of yesterday are getting smarter and turning into—well, smart factories. These changes are helping manufacturers become more efficient, effective, and profitable.
    • Regardless of where you live, taking time to prepare is important in preventing wildfires and reducing the likelihood of property damage or bodily injury should a wildfire occur.
    • Almost overnight, millions of people faced stay-at-home orders and began working from home. In an early study on COVID-19 and work from home, researchers from MIT, Stanford, and the National Bureau of Economic Research found that 34 percent of people surveyed were working from home full-time as early as the first week of April.
    • Customers of Van Meter Insurance/Houchens Insurance Group have come to know Emily Correa for her commitment to service excellence.

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      Author of Infocus

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    FAQs


    Have questions? We have answers.


    Yes, your belongings are covered while traveling anywhere in the world. There may be limits for specific items, so check with your agent before you leave. 


    Yes, insurance coverage extends to personal property that is located somewhere other than your home.