As a business owner or manager, you know your business better than anyone, but do you know if you will be covered when the unexpected happens? If not, there is no need to worry. That is what we are here for!
Insurance is something consumers pay for, hoping they will never have to use it. At Acuity, we want to make our customers whole again, as if that unfortunate event never happened. To put this in perspective, we are going to go through some examples of potential events that could happen and highlight if you would be covered if it happened at your business.
After you are closed and gone for the day, the compressor on your walk-in cooler malfunctions, and the temperature in the cooler reaches 50 degrees overnight. When you arrive the next morning and find it, you realize you will need to dispose of a significant amount of perishable food.
A customer is walking through the parking lot to your store. On her way, she trips on a crack in the pavement. Medical payments coverage is available to cover injuries from a trip and fall like this. However, the customer was wearing an expensive diamond ring that was damaged in her fall.
An employee files a lawsuit against your restaurant for wrongful termination. The employee was terminated weeks ago for consistent tardiness. The employee claims the schedule was changed after he copied down his hours. You investigate the matter and find out the manager you have creating the schedule really does not like this employee. While the manager tells you he did not change the schedule, you really cannot be sure.
You need insurance coverage in case of a loss, but insurance should be more than that. At Acuity, we believe in being a business partner. From our knowledgeable independent agents making sure you have the insurance coverage you need for your business, to our helpful loss control experts there to help you with safety inspections and training, and our industry consultants that can help you with everything from business basics to challenges, we are here for you.