According to a 2022 SafeHome.org survey, only 13% of Americans plan to make a change to their home insurance this year. You might think it would be fine to let your homeowners insurance renew annually without giving it a second look, but we recommend giving your independent insurance agent a call or email back when they reach out to schedule an annual homeowners insurance review with you.
An annual review can help you check in on plenty of things. Are your current limits adequate in the unfortunate event something like a theft, fire, or weather disaster happens? Is your deductible an amount you would be comfortable paying? Are you getting all the discounts you should be? Are there are new coverages you might need?
To prepare for this review, we recommend having the following available:
So, now that you are properly prepared, contact your independent insurance agent to set up your annual homeowners insurance review today.