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Insurance 101: Underinsured & Uninsured Motorist Coverage

Insurance can be confusing, but we don't want it to be that way. Learn more about underinsured motorist coverage, and why it is important to carry on your auto policy.
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©2025 Acuity, A Mutual Insurance Company | 2800 South Taylor Drive, Sheboygan, WI 53081

"Acuity" and its logo are registered trademarks of Acuity, A Mutual Insurance Company. All coverages are underwritten by Acuity, A Mutual Insurance Company with the exception of personal automobile coverage in the state of Texas, which is offered by Acuity TX MGA, Inc. and underwritten by Home State County Mutual Insurance Company. Home State County Mutual Insurance Company is not an affiliate of any Acuity company.

Information and coverage descriptions on this site are general in nature. Actual coverage depends on the policy. Nothing on this site alters the terms or conditions of any of our policies. Supplementary coverage options may be added to an insurance policy for an additional cost where applicable. See your agent for more information. Product and features are subject to underwriting criteria and may not be available in all states. Discounts may not apply to all coverages.