Condo Insurance

Your condo is your home. Let us protect the space you've made your own. 

1.8 million
doors and windows insured
We would be proud to insure your condo. Our team is here to help provide you with the peace of mind your condo insurance policy will cover you whenever you need it. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

CONDO POLICY


Here's what we'll cover with your condo policy.

Acuity is different than most insurance companies. In addition to top-notch customer service, we have the condo home insurance that fits your life.


Coverage details

You might not have to mow the lawn or shovel the snow, but you still need insurance protection. We cover the interior of your condo and your belongings, and we provide liability protection in case anything goes wrong.


Bonus coverage

In every condo policy, we automatically include $5,000 of coverage for appliances, fixtures, or any upgrades you’ve made to your unit, like hardwood floors.


Valuable personal property

We know you can’t put a price on Grandma’s pearls. Make sure your fine arts, jewelry, or other collectibles are properly protected by adding this coverage. We can provide coverage for specific items or you can buy increased jewelry and fur limits on a blanket basis.





Replacing your belongings

Adding this coverage to your policy means that if your property is lost, damaged, or stolen, you can buy new items to replace them. That's a new camera even if the one damaged was three years old!


Identity theft

Add an extra layer of protection. Receive one-on-one assistance to restore your identity and reimbursement for any identity theft expenses.


Home business

This unique product is among the broadest of coverages in the industry for protecting your home-based business.





Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.


Package your condo and auto coverages

The Road and Residence® program combines condo, auto, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


This has been one of the best experiences with an insurance company I've had. You've made it seamless and painless. I would definitely recommend Acuity in the future.

Kellen

Sandy, UT


BLOG

Get answers from our insurance experts.
    • Nobody wants unexpected expenses. So how can you plan for these expenses such as damages to something you own or injuries to others? Having a home or renters insurance policy! Listed below are some examples of how renters insurance could protect you.
    • According to the U.S. Department of Energy, heating and cooling account for nearly half of a home’s energy costs—over $900 each year. Smart thermostats can help control costs by providing more control over home temperature. A smart thermostat is a Wi-Fi enabled device that automatically adjusts temperature settings in your home for optimal performance.
    • Spring may be the season typically associated with cleaning, but it’s just as important to do cleanup around the home in fall. Putting things in order and tending to minor maintenance now can help homeowners avoid insurance claims and other problems when winter weather arrives.
    • I probably don’t have to tell you this, but winter isn’t too far away. That means more temperate weather for our friends in the south—and cold for our friends in the north. No matter where you live, you can use these simple tips to help organize your garage.

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


    Other things you might be interested in.

    Home Inventory

    Download our inventory worksheet to help keep track of items in your home.

    Home Maintenance Log

    Download our maintenance log worksheet to help keep track of changes made to your home and identify when work was done and who completed it.

    Video gallery

    See the latest videos from our experts.


    FAQs


    Have questions? We have answers.


    No, condo association coverage will only cover the exterior of the condo. You will need separate condo insurance to protect the inside of your condo, your possessions, and your liability.


    You can determine the contents coverage needed by going through each room and making an inventory of your belongings, including things like furniture, appliances, electronics, and clothes. Add up the value of all your items, and that’s how much coverage you need.


    Condo insurance only covers the interior of a condo, whereas homeowners insurance covers both the interior and the exterior of a home. Condo owners only need to cover the interior because their condo association takes care of the exterior.  


    Please contact us as soon as possible to report a claim via phone at 800.242.7666, our website, or through your local agent. When reporting a claim, have as much information available as possible, such as the date, time, and location of the incident, the names of the parties involved, if applicable, and their phone numbers and addresses. Taking photos or videos of the loss scene is also helpful.


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.