Reality TV can make light of many topics, including hoarding. Besides being a potentially serious condition, you might be surprised to know that hoarding might have an impact on homeowners insurance. Below are a few ways a hoarding situation in your home could affect your insurance:
Beyond the potential impact on insurance coverage and limits, the health and safety of the individuals in the home are also threatened. Not only can hoarding situations lend themselves to mold and vermin, but they can also make emergency situations more dangerous due to blocked entrances and exits, items falling and pinning someone, and weakened structural support due to the increased weight of items. If you feel you have a problem, please seek the guidance of your physician and local resources or visit https://hoarding.iocdf.org/ for more information.