Importance of Home Business Insurance

With everything happening in the world today, many of us have experienced changes to our routines. Some are working from home for the first time, others have been operating a business out of their home for years, and some have had to transition their small business from a shop location to their home in an attempt to save their business. If you are operating a business out of your home, it is important to make sure you are properly covered.
September 18, 2020 | Home
By: Addie B.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.

Author of Home Focus

With everything happening in the world today, many of us have experienced changes to our routines. Some are working from home for the first time, others have been operating a business out of their home for years, and some have had to transition their small business from a shop location to their home in an attempt to save their business. If you are operating a business out of your home, it is important to make sure you are properly covered.

 

The standard homeowners policy excludes liability for bodily injury or property damage arising out of the business pursuits of any insured. Coverage for personal property used for business purposes is also limited. The good news is most insurance companies offer a home business coverage* you can add to your homeowners policy.

 

Why is home business insurance important?

  • Protection for your business
  • Protection for yourself
  • Protection for your lifestyle
  • Protection for your customers

 

Common types of home businesses?

  • Daycare
  • Financial planners
  • Graphic designers
  • Craft fair artists
  • Farmers market vendors

 

If you do not have home-based business insurance, contact your independent agent today!

 

For more information visit the Acuity website!

 

*Not all businesses qualify; subject to policy eligibility guidelines

 

Sources:

https://www.acuity.com/ws/public/agency/cobrand/documents/brochures?titles=Home-Biz&state=WI&utm_source=resources&utm_medium=website&utm_campaign=brochure_download

By: Addie B.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.

Author of Home Focus