4 Tips for Fireplace Safety

As temperatures drop, fireplaces become a popular source of warmth and comfort. Understanding simple fireplace safety and maintenance practices can help you enjoy the season while reducing the risk of chimney and home fires.
October 19, 2026 | Home
By: Addie A.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.

Author of Home Focus

With fall upon us and winter quickly approaching, many are looking forward to fireplace season. Whether for the warmth and heat or the ambiance of the dancing flames on a chilly day, fireplaces are a welcome part of any home; but it's important to operate them safely.    

 

According to the National Fire Protection Association, fireplaces and other heating equipment are the second leading cause of all home fires. Each year, approximately 37,000 or more home heating equipment fires occur that result in more than $1.2 bllion in homeowner property damage. Because of those scarily high numbers, we want to provide you with some important and helpful fireplace safety tips:

 

  1. A common cause of chimney fires is buildup of creosote, a flammable residue that sticks to the walls of chimneys. Have your chimney cleaned annually by a certified chimney sweep to remove creosote, and be sure it is also inspected to look for loose mortar and bricks, cracks in the chimney or liner, and other problems.  

  2. Make sure your chimney is fitted with a wire mesh cap to keep out rain, debris, birds, and animals. 

  3. Only burn dry, seasoned hardwood as green (wet) wood and softwoods will produce more creosote buildup. Be sure to follow any instructions provided with manufactured fireplaces.  

  4. Have fire and carbon monoxide detectors installed throughout your home, and especially in rooms with fireplaces.    

 

To go over your current insurance policy and ensure that you have the appropriate coverage incase the unexpected were to occur, talk to your independent insurance agent or find an agent now if you do not already have one. We hope you have a wonderful, warm, and safe heating season!

By: Addie A.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.

Author of Home Focus