Why Adding a Teen Driver to Your Insurance Doesn’t Have to be Scary

Is your teenager about to become the newest driver in the family? Getting a driver’s license is usually a joyous milestone for the new driver, but can raise blood pressure and insurance premiums for the parents. Take a deep breath; adding a teen driver doesn’t have to be scary.

Here are some positive thoughts that you can cling to through the transition:

• Car insurance will help keep your teen driver and assets protected. A new driver should have auto insurance, even if they do not have a car. Talk with your auto insurance agent. In most instances, it is best for parents to add the teen driver to their auto policy as opposed to starting a brand new policy.
• Good grades mean greater savings because most auto insurance companies offer discounts for good students. Adding a teen driver to an insurance policy is going to increase your insurance premiums, so doing well in school is a win for everyone! Learn more about our Acuity good student and incident-free discounts.
• Planning ahead with your teen driver can help prevent accidents and prepare them for what to do if an accident happens. Talk about traffic laws and the rules of the road. Tell them who to call in the event of a breakdown. Show them where to find their proof of insurance and vehicle registration. These will all help your teen driver to be prepared for whatever may come.
• Running errands and driving to extra-curricular activities and work can be less stressful with another driver in the family to share the shuttling responsibilities. Plus, it can help provide your teen driver more driving experience in familiar areas.
• Driving habits of others in the family often improve as the family realizes that new drivers are paying close attention and are likely to mimic what they see.

Talk to your teen today about safe teen driving and ways they can be safe on the road with the Acuity Teen Driving Contract.

When there is a new driver in the household, it is always a good opportunity to review your current insurance policy and consider purchasing an umbrella policy if you don’t already have one. Reach out to your agent to find out about changes needed to your insurance and ask if there are any additional discounts you may qualify for that you do not already know about. Talk with your pre-existing agent or find an agent today!