Cyber insurance
Cyber crime is one of the fastest-growing types of crime in the world. Every business of every size faces cyber risk. Companies can be held liable for damages resulting from loss of confidential customer or business data and also face costs associated with responding to breaches and recovery after a loss.
Cyber liability coverage
You need cyber liability coverage if you could be responsible for or sustain a business loss due to, unintended spreading of malware or a deliberate act that prevents others from gaining access to your computer system through the Internet. We pay your defense for these claims. Data and systems restoration as well as expenses resulting from a computer attack are also covered.
Data breach coverage
If you accidentally lose or release your customers’ personal information, we will pay for data breach response expenses. In addition, we will pay the amounts you are legally responsible to pay along with your defense costs.
Identity theft coverage
Identity theft coverage pays the costs to repair personal identity. This goes above and beyond what financial institutions will pay.
What makes us different?
Because Acuity understands your business is unique, we offer access to the tools you need to determine where you’re at risk from cyber crime. If you purchase any of the cyber suite coverages, you have access to risk management tools, best practice sheets, and a news center. If cyber crime is keeping you up at night, the coverages in the Acuity cyber suite along with our tools at the eRiskHub® portal will have you sleeping like a baby. Click for more resources.
RESOURCES
Other things you might be interested in.
Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.
Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely
Does insurance lingo sometimes leave you guessing? Check out our glossary!
FAQs
Have questions? We have answers.
Can I get cyber coverage for costs to recreate data, loss of business income, and public relations services? What about third-party coverage for compromise of data affecting another business that is connected to mine?
Yes! Our Cyber Suite offers an enhanced coverage package that includes costs to recreate your data, loss of business income, public relations services, and third-party coverage for compromise (or breach) of data affecting another business that is connected to yours.
What if I only use paper records?
Data compromise coverage includes data that is stored on paper such as applications to rent an apartment or employment applications.
What things can I learn at eRiskHub®?
The eRiskHub® portal gives you access to resources such as a risk assessment survey, tools to estimate the anticipated cost of a breach, a learning center with articles, white papers, and webinars, as well as a news center so you can keep up with the latest cyber news.
How do I get access to the eRiskHub®?
Once you've purchased Acuity Cyber Suite coverage, you just need to login to acuity.com, go to the cyber suite resources page and look for the eRiskHub® banner.