5 Reasons You Need Renters Insurance
According to a study by the National Association of Insurance Commissioners, only 57% of renters have renters insurance – which means about 25 million apartment households are not covered. Although renters insurance may not be required by your landlord, there are several important reasons to protect yourself while renting.
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Nobody wants unexpected expenses. So how can you plan for these expenses such as damages to something you own or injuries to others? Having a home or renters insurance policy! Listed below are some examples of how renters insurance could protect you.
If you are renting your home or apartment, you may think you don’t need insurance coverage. You might look around your apartment and think you don’t have much stuff or that nothing will ever happen to your building. The truth is, having insurance as a renter is important.
Whether you just moved into a new apartment, have lived in a rental property for years, or are just thinking about moving into a town home, you will definitely want to consider getting renters insurance. Renters insurance covers your property against things like fire, smoke, vandalism, theft, explosion, and windstorms.
