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Specialized Coverages

At Acuity, we understand the unique insurance needs of your manufacturing business. From machine shops to food processing, Acuity has the coverages you need to protect your business. We’ve developed our expertise by insuring American manufacturers for over 40 years

Manufacturers insurance

When a claim involves injury to another party, your reputation is on the line. We respond quickly, we fight fraud, and we keep you in business.

 

Equipment breakdown

Manufacturers rely on equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits. We will make sure your equipment is protected from these concerns.

 

Product recall

Product recalls are on the rise. There are many costs associated with removing your product from the market and correcting potential mistakes. Your reputation is on the line, so you’ll want to know you have the support and coverage to get this done as quickly as possible.

 

Manufacturers' errors and omissions

Mistakes happen, but not all mistakes result in recall. Help cement your reputation as a manufacturer that cares about its customers and make sure Acuity has your back when mishaps may occur.

Manufacturers BOP

We provide a business owners policy (BOP) for manufacturers—effectively packaging all of the necessary property and liability coverages together to make a more convenient and comprehensive insurance product for manufacturers.

 

Manufacturer property enhancement

Our businessowner policy for manufacturers offers an optional coverage designed specifically to help manufacturers. This coverage enhancement provides a number of coverages that manufacturers may need together for a low price, including brands & labels, coverage for dies & patterns, employee tools, and business income.

We see you as a partner.

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Get answers from our insurance experts.
Carpenter wearing protective workwear and hardhat, reading instructions and holding pen, standing near stacks of lumber and woodworking machinery in factory
The Benefits of Building with Wood
Wood has been an essential building material for as long as humankind has been forming structures. Today, wood is still the king of light frame construction, but as buildings have grown larger, there have been prominent shifts to steel and concrete in favor of strength and durability. Could that be changing?
Beautiful female employee working at laundromat shop.
Best Practices to Differentiate Your Laundry Business
The purpose of a laundromat is relatively simple—to provide a place and equipment for people to clean clothes. This has been the foundation of the laundry industry for years, and it has been a pretty solid one. In fact, because people need to wash laundry on a regular basis, the laundry industry is relatively recession-resistant.
Creative group of professionals collaborates and brainstorm ideas in a modern office. Both men and women actively engage in a dynamic discussion, demonstrating teamwork and creativity.
Tips for Working with Business Professionals
A good contractor knows the importance of teamwork to project completion. Part of this teamwork includes having skilled and dedicated employees, subcontractors with the same flow and similar expectations, as well as material suppliers with competitive prices and timely delivery frames. Your team may also include office personnel, such as professionals in sales, estimating, accounting, and management, who all collaborate on projects behind the scenes.

RESOURCES

Other things you might be interested in.

Brochures

Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

Videos

Watch our helpful, to-the-point manufacturing videos manufacturing videos featuring Mike, our manufacturing consultant!

Glossary

Does insurance lingo sometimes leave you guessing? Check out our glossary!

View more resources & tools

FAQs

Have questions? We have answers.

What are optional coverages, and why should I care?

Our standard coverages will meet most of your business needs. Optional coverages tailor your policy to your unique business. Work with your agent to see what optional coverages are right for you.

Why do I need workers compensation insurance?

Most states require employers to have this coverage. If an employee gets hurt on the job, workers’ compensation pays for medical costs so you don't have to. It also pays them for lost wages if the injury causes missed time from work. Work comp also comes with employment liability coverage, which pays your defense costs if an employee claims the injury was caused by unsafe working conditions.

 

What are some things excluded on a standard general liability policy?

For manufacturers, it’s important to know that a standard GL policy excludes product withdrawal from the market as well as errors and omissions. Realizing this, Acuity offers standard product withdrawal coverage and a proprietary E&O coverage to make sure our manufacturers are properly protected.