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Specialized Coverages

At Acuity, we understand the unique insurance needs of your manufacturing business. From machine shops to food processing, Acuity has the coverages you need to protect your business. We’ve developed our expertise by insuring American manufacturers for over 40 years


Manufacturers insurance

When a claim involves injury to another party, your reputation is on the line. We respond quickly, we fight fraud, and we keep you in business.

 

Equipment breakdown

Manufacturers rely on equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits. We will make sure your equipment is protected from these concerns.

 

Product recall

Product recalls are on the rise. There are many costs associated with removing your product from the market and correcting potential mistakes. Your reputation is on the line, so you’ll want to know you have the support and coverage to get this done as quickly as possible.

 

Manufacturers' errors and omissions

Mistakes happen, but not all mistakes result in recall. Help cement your reputation as a manufacturer that cares about its customers and make sure Acuity has your back when mishaps may occur.

Manufacturers BOP

We provide a businessowners policy (BOP) for manufacturers—effectively packaging all of the necessary property and liability coverages together to make a more convenient and comprehensive insurance product for manufacturers.

 

Manufacturer property enhancement

Our businessowner policy for manufacturers offers an optional coverage designed specifically to help manufacturers. This coverage enhancement provides a number of coverages that manufacturers may need together for a low price, including brands & labels, coverage for dies & patterns, employee tools, and business income.

Business insurance for manufacturing

Ready to begin examining your insurance needs? Start your quote here and meet with an independent agent who will ensure your unique risks as a manufacturer are covered.


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Get answers from our insurance experts.
    • If you own a manufacturing company, you are probably aware of the lack of skilled labor in the industry. It might even be one of those things that keeps you up at night, with your mind working overtime trying to solve the skills gap issues for your business.
    • If you have been in business for a while, this fact won’t surprise you. Less than 50% of manufacturing startups make it past the four-year mark. This is not usually because of the owner or founder’s lack of knowledge in the industry. Instead, it most likely comes down to cash flow.
    • It is almost that time of year again—year end. During my time working for various manufacturing companies, it always seemed to surprise managers that the year was coming to a close. Suddenly, it would be two weeks before the end of the year, and we would have to rush to get our annual reports and other stuff done. Don’t fall into this annual trap—plan ahead for the end of the year!

    • Michael S.

    • Michael S.

    • Michael S.

    RESOURCES


    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Videos

    Watch our helpful, to the point manufacturing videos featuring Mike, our industry specialist!

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    Our standard coverages will meet most of your business needs. Optional coverages tailor your policy to your unique business. Work with your agent to see what optional coverages are right for you.


    Most states require employers to have this coverage. If an employee gets hurt on the job, workers’ compensation pays for medical costs so you don't have to. It also pays them for lost wages if the injury causes missed time from work. Work comp also comes with employment liability coverage, which pays your defense costs if an employee claims the injury was caused by unsafe working conditions.

     


    For manufacturers, it’s important to know that a standard GL policy excludes product withdrawal from the market as well as errors and omissions. Realizing this, Acuity offers standard product withdrawal coverage and a proprietary E&O coverage to make sure our manufacturers are properly protected.