Motorcycle Insurance

You were born to be wild—that's

why we're here to be responsible. 

insured wheels out on the road
We would be proud to insure your motorcycle. Our team is here to help provide you with the peace of mind that your bike insurance will cover you whenever you need it. ******
customer claims satisfaction
We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered. *****


Here's what sets Acuity's motorcycle insurance apart.

Being a biker means you have different needs. We’re here to provide you with the best products and services, so your motorcycle insurance needs are covered, and you can get back on the open road.

Coverage details

Let’s face it, accidents happen. We offer all the essential coverages for your motorcycle, like liability, comprehensive, collision, and more.

Helmet bonus

When you wear a helmet while riding, the amount of coverage for medical payments automatically increases.

Accessories coverage

If you’re in an accident, we’ll replace your gear and accessories with no maximum limit.

Bike replacement

With replacement cost coverage, we’ll cover the full cost to replace your motorcycle if yours is damaged beyond repair.


We reward responsible and safe drivers with discounts like good student, graduate student, incident-free, multi-car, accident prevention course, and more. Get a quick motorcycle insurance quote to see the discounts you’re eligible for.

Roadside assistance

Emergencies on the road are never fun. With us, there’s no need to panic. When you need a helping hand, take advantage of our Roadside Assistance program! With a network of over 30,000 service providers, help can be on the way 24/7, 365 days of the year.

Road and Residence®

This unique package provides all the coverage you need in one policy with increased limits, added coverage, and discounted prices.

Save up to 20%

Package your home & motorcycle coverages

The Road and Residence® program combines home, motorcycle, and other personal insurance into one policy with value-added features.

Our passion is our customers and it shows.
Our passion is our customers and it shows.


We have been insured by Acuity for eight years and have no intention of switching. I’ve had such a great experience; I’ve recommended them to other family members.


Lewisburg, TN


Get answers from our insurance experts.
    • When preparing for a motorcycle road trip, do you like to line up a bunch of destinations? Or do you like to get on your bike and see where the open road takes you?
    • Whether you are a motorcycle newbie or a seasoned rider, going on a short jaunt or a long road trip, you need to make sure you have all the safety essentials. These important items can provide protection and also keep you looking stylish while you are out on the open road.
    • Spring is in the air, and if you are a motorcycle rider, you know what spring means—it’s riding season! You have been chomping at the bit all winter and are ready to get back out on the open road with the wind in your face and the pavement under your feet. But, before you get your bike back on the road, there are a few important items to check on to ensure your bike is ready.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus


    Other things you might be interested in.


    Learn more about our products.

    Video gallery

    See the latest videos from our experts.


    Check out our glossary to help you understand your policy.


    Have questions? We have answers.

    Report the accident to the police, even if it’s minor. Take photos of the scene and get as much information as possible from anyone else involved (vehicle information, names, addresses, insurance providers, etc). Contact us as soon as possible to report a claim, via phone at 800.242.7666, our website, or through your local agent.  

    Yes, your motorcycle policy provides coverage for passengers on your bike, as well as friends you let borrow your bike.  

    Yes, collision coverage pays for damage to helmets and safety apparel with no maximum limit.

    If you have towing and labor coverage, you also have 24/7 emergency roadside assistance coverage. Just call 866.732.1466. 

    The cost of motorcycle insurance depends on a lot of factors, like the type of motorcycle, your location, your driving record, and more. Get an online motorcycle insurance quote to see what the price is for you.


    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    ** ***

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.


    Happy employees lead to happy customers

    Ranked #9 on the FORTUNE “100 Best Companies to Work For®” 2017 list