Home and Auto Insurance Packages

Let us take care of all your insurance needs.

450,000+
insured homes and vehicles
We've been trusted to care for the well-being of hundreds of thousands of people. Protect your auto and home with a combined insurance package from Acuity. ******
96%
customer claims satisfaction
We want the claim process to be a calming one. We provide you with a single point of contact who can focus on what you need. So, when a claim comes in, you know we're here for you. *****

PACKAGED INSURANCE


Packaging your car and home insurance with Acuity makes sense when it comes to price and convenience.

Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we make bundling your insurance the obvious choice.


Road and Residence®

Our most popular package program not only covers your vehicles, home, and other personal items, but it also includes several value-added features. You’ll automatically get replacement cost for your home and your personal property. You’ll also enjoy one high limit that can apply to any property as well as a single deductible.


Per-Pak®

Another package option if Road and Residence doesn’t fit your needs. Per-Pak offers the flexibility of combining any two or more things to make a package. Have a boat and a car? Make it a Per-Pak to get more discounts.


Discounts

Save up to 20% when you combine all of your home, vehicle, and umbrella insurance.





Convenience

With a package policy, recordkeeping is simplified—keep track of all your insurance in one account.


Replacing your belongings

With a Road and Residence policy you automatically get personal property replacement. This means that if your property is lost, damaged, or stolen, you can buy NEW items to replace them. That’s a new camera even if the one damaged was three years old!


Home replacement - guaranteed

Included with a Road and Residence policy, home replacement covers the full cost of repairing or rebuilding your house after a total loss, even if it exceeds your policy limit.





Single deductible

With a combined auto and home insurance policy, there’s no need to worry about different deductibles for different things. If you have a home claim and an auto claim, they both go toward the same deductible, meaning insurance kicks in faster and you have less out-of-pocket expense.


One high limit

With a Road and Residence policy, you get a high limit that can apply to any property. Most policies have specific limits for certain things (like a limit for jewelry). Having one blanket limit allows your package policy to cover the cost of something that may have otherwise been over your limit.


Umbrella

This coverage adds an extra layer of protection, so you know you’re ready for those unexpected incidents.


Roadside assistance

Emergency roadside assistance is available 24/7 by calling 866.732.1466.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Is this finally over? If so, you have been great to deal with. I feel we are like friends through this.

Judi

Brookfield, WI

EMPLOYEE STORIES


We are used to claims—our customers are not. My goal is to treat everyone the same way I would want someone to treat my family—as a priority, as important, and as kind and fairly as possible.

Natasha

Field Claims Adjuster


BLOG

Get answers from our insurance experts.
    • Look around your home—you probably have more possessions than you realize! There are items you probably wouldn’t even think about if you were asked to list all your possessions. What would happen to that stuff if a disaster struck or your house was broken into? Your home or renters insurance could cover it.
    • Does your current auto insurance policy provide the protection you expect? Many times people aren’t sure what their insurance covers until it is too late. Here are some auto coverages that are generally available, but not typically included in an auto policy.
    • Your auto and homeowners insurance policies keep you protected, but  sometimes that isn’t enough. Unfortunately, bodily injury and damages from a bad at-fault accident can quickly exhaust the liability limits of an auto or home insurance policy.

    • Lisa D.
      Author of Auto Focus

    • Lisa D.
      Author of Auto Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


    Other things you might be interested in.

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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    An insurance package combines separate insurance policies into one plan. Your car, home, and umbrella information may often be organized under one policy number.


    Certain packaged policies, like Road and Residence, also come with special, built-in features that benefit you. Plus working with one carrier, instead of multiple, is easy and convenient.


    The Road and Residence program is a combination of auto, home, and other personal lines policies. Special coverages are automatically included, and special features apply, such as having one high property limit and a single deductible regardless of the types of property damaged.


    A Per-Pak combines any of your personal lines policies into one package with one common annual policy period and one billing plan. This option works best if you don’t need both auto and home insurance.  For example, you can package a car and boat under a Per-Pak policy. 


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

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    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

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    Our People

    At Acuity, our people make the difference. Our knowledgeable employees are passionate about serving you and take the time to understand your unique needs.