Specialized coverages

Workers' compensation

You rely on your workers. When accidents and injuries happen, we’ll take care of your employees by getting them the help they need so they can get back to work. Workers’ compensation also covers the employer’s liability to employees for work-related injury or disease. 

Cyber liability

As a wholesale business, you probably store customer data electronically. What would happen if this data was attacked? Acuity will provide coverage to assist you in restoring the data, covering the loss of business because of the attack, and for public relations services to assist you in communicating the attack to your customers.

Equipment breakdown

Your business operations rely on your equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits. We will make sure your equipment is protected from these concerns.

Business interruption

Your business is your livelihood. In the unfortunate event that a loss leads to temporary closure of your business, we will help cover your loss of income while we get you back on your feet.

Food spoilage and contamination

• Food spoilage. If your business distributes perishable stock that relies on temperature or humidity control, you know how devastating a mechanical breakdown or power outage can be. We can cover your perishable stock in the event there is a mechanical breakdown or power outage.

• Food contamination. Even with the necessary precautions and procedures in place to keep food clean, you are still at risk for contamination. Let us cover the expense to clean your equipment, replace your contaminated product, and help you restore your reputation.