Specialized Fleet Insurance

At Acuity, we understand the unique insurance needs of your trucking business. From tractor-trailers to vans and owner-operators to fleets, Acuity has the coverages you need to protect your business. We’ve developed our expertise by insuring motor carriers for over 40 years!


Deadhead or bobtail insurance

If you’re an owner-operator and use your tractor without a trailer or with an empty trailer, this coverage may be valuable to you. When you aren’t driving for your company, make sure you’re covered.

 

Trailer interchange

When you’re pulling a trailer that isn’t yours, but is your responsibility by contract, this coverage will make sure any damage to that trailer is covered.

 

Truckers’ enhancements

Our truckers’ enhancements provide over 20 coverages designed with truckers in mind, including a combined truck/trailer/cargo deductible, loan/lease gap coverage, rental reimbursement and tow coverage following a loss, and much more.

 

Motor carrier filings

Acuity will make the necessary federal and state filings your trucking operation needs.  Whether it is a financial proof of responsibility or a cargo filing, Acuity knows these filings are critical to your business and will handle them when you need them.

 

Cargo coverage

We offer a variety of coverage options that can be tailored to suit your unique cargo needs.

Commercial truck insurance

At Acuity, we understand the unique insurance needs of your trucking business. From tractor-trailers to vans, and owner-operators to fleets, Acuity has the coverages you need to protect your business.


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Get answers from our insurance experts.
    • Are you considering updating your company's heavy trucks and trailers and, if so, what factors do you use to make these decisions? One thing is certain, there is no right or wrong answer, as a crop farmer’s needs will be completely different than a regional general freight motor carrier.
    • In my role as Trucking Specialist with Acuity, I have the privilege of meeting a great many motor carriers. Though many are cutting-edge and understand their costs and effectively work to address them, others, including smaller firms, struggle understanding how to integrate safety into their operations and reduce claims, fines, maintenance costs, and driver turnover.
    • Depending how long you have been around the trucking industry, you may remember when dispatch records were recorded on paper by hand. Later, companies used computers and software such as Excel and QuickBooks that were more efficient than paper but still required data entry and time-consuming searches for records.

    • Cliff J.

    • Cliff J.

    • Cliff J.

    RESOURCES


    Other things you might be interested in.

    Brochures

    Acuity has a number of brochures that explain our policies, coverage options, and services in additional detail.

    Videos

    Watch our helpful, to-the-point trucking videos featuring Cliff, our industry specialist!

    Glossary

    Does insurance lingo sometimes leave you guessing? Check out our glossary!


    FAQs


    Have questions? We have answers.


    Our standard coverages will meet most of your needs. Optional coverages tailor your policy to your unique business. Work with your agent to see what optional coverages are right for you.


    If your insured vehicle is involved in a loss, that often means you lose the income that vehicle would have earned. Business income coverage protects your business by replacing the lost operating income during the period your vehicle or equipment is being repaired or replaced.


    Most states require employers to have this coverage. If an employee gets hurt on the job, workers’ compensation pays for  medical costs so you don't have to. It also pays for lost wages if the injury causes missed time from work. Work comp also comes with employment liability coverage, which pays your defense costs if an employee claims the injury was caused by unsafe working conditions.