Updates to Acuity Enhancements

Our Bis-PakĀ® Enhancements now provide more coverages and higher limits!


Overview

Based on your feedback, we have made significant updates to our Bis-Pak Property and Bis-Pak Liability enhancement endorsements.

 

The new forms include three tiers: Silver, Gold, and Platinum.

Silver:

  • Available in both Bis-Pak Property and Bis-Pak Liability
  • Every policy will automatically include this tier at no additional premium cost
  • Directly replaces Advantages (built-in coverages)
    • Old forms:
      • CB-7262 Acuity Advantages - Property
      • CB-7264 Acuity Advantages - Liability
    • New forms:
      • CB-7437 Acuity Property Enhancements - Silver
      • CB7455 Acuity Liability Enhancements - Silver

 

Gold:

  • Available in both Bis-Pak Property and Bis-Pak Liability
  • Enhanced coverage option available for an additional premium
  • Directly replaces Enhancements
    • Old Forms
      • CB-7266 Acuity Enhancements - Property
      • CB-7468 Acuity Enhancements - Liability
      • CB-7273 Acuity Enhancements - Liability (CO, IL, & UT)
    • New forms:
      • CB-7439 Acuity Property Enhancements - Gold
      • CB-7456 Acuity Liability Enhancements - Gold
      • CB-7457 Acuity Liability Enhancements - Gold (CO, IL, & UT)

 

Platinum:

  • New, enhanced tier level with even more coverage and benefits
  • Enhanced coverage option available for an additional premium
  • Available in Bis-Pak Property
  • New form: CB-7440 Acuity Property Enhancements - Platinum

 

See our brochures for tier details!  

   

 

Added benefits

The combination of new enhancement tiers and added coverages provides more comprehensive coverage at a competitive price.

 

Premium impact

More coverages with higher limits minimize the need to add more endorsements individually at an extra premium.

 

Flexibility

More coverage options allow you to find the right fit for your customers.

 

Versatility

Regardless of their size or industry, these new tiers will benefit all commercial customers.

 

When will these changes be effective?

New Business - 10/26/2020 

Renewal Business - 1/1/2021

 

What's coming next?

This is just the first of many updates we're making to our enhancement endorsements.

 

Commercial package

The next wave of new enhancement forms will be for Commercial Property and Commercial General Liability.

 

Segment-specific forms

After commercial package, we will be working on segment-specific enhancements with coverages tailored to specific industries that Acuity knows and loves, including trucking, construction, manufacturing, and more!

Enhancements Training Video


FAQs


Have questions? We have answers.


More than we can list here! In these new forms, we have added new coverages and updated the limits for existing ones. See our property brochure and liability brochure for more details. 


No. Just like how Advantages and Enhancements worked, the levels are selected separately for Bis-Pak Property and Bis-Pak Liability. This gives you the freedom to mix and match coverages that best suit your customers.


Silver will roll on to replace Advantages. Gold will roll on to replace Enhancements, in accordance with state requirements. Platinum will not roll onto any policy, rather it will need to be selected.


The Property Deductible shown in the Declarations applies unless otherwise stated in the Bis-Pak Property Enhancement endorsements or the Deluxe Bis-Pak Property Coverage Form.


Feel free to reach out to your Acuity underwriter or territory director with additional questions! We also encourage sending any feedback regarding the new enhancements to forallthatmatters@trustacuity.com.