Does your current auto insurance policy provide the protection you expect? Many times people aren’t sure what their insurance covers until it is too late. Here are some auto coverages that are generally available, but not typically included in an auto policy.

Auto insurance can be confusing, heck all insurance can be! Most people buy their insurance and file it away right away without ever really knowing what they are protected from or for how much. You just hope that when the day comes when you have to use it that it is enough coverage. Here at Acuity we view insurance different. We don’t want it to be confusing and we want you to understand your auto policy.

Reviewing your insurance policy can be overwhelming if you don’t know where to start. While the best course of action is to have a conversation with your insurance agent, we’ve provided a few high-level examples of what you might want to look for in your policy.

What is umbrella or excess liability insurance? A simple definition is that it's an insurance policy that provides coverage above and beyond your auto and home policy limits—think of it as an umbrella over the top of those other coverages.