Home and Auto Insurance Packages

Keep it simple. Combine all your

insurance needs into one policy.  

450,000+
insured homes and vehicles

We've been trusted to care for the well-being of hundreds of thousands of people. Protect your auto and home with a combined insurance package from Acuity.

96%
customer claims satisfaction

We want the claim process to be a calming one. Your satisfaction is extremely important to us. So when a claim comes in, we'll put your mind at ease and make sure you know you're covered.

PACKAGED INSURANCE


Packaging your car and home insurance into one policy makes sense when it comes to price and convenience.

Acuity is different than most insurance companies. In addition to world-class claims service, there are many ways we make bundling your insurance the obvious choice.


Road and Residence®

Our most popular package program that combines your vehicles, home, and other personal insurance into one policy with several value-added features. You’ll automatically get replacement cost for your home and your personal property. You’ll also enjoy one high limit that can apply to any property as well as a single deductible.


Per-Pak®

Another package option if Road and Residence doesn’t fit your needs. Per-Pak offers the flexibility of combining any two or more things to make a package. Have a boat and a car? Make it a Per-Pak to get more discounts.


Discounts

Save up to 20% when you combine all of your home, vehicle, and umbrella insurance.





Convenience

With a package policy, recordkeeping is simplified—keep track of all your insurance in one account.


Replacing your belongings

With a Road and Residence policy you automatically get personal property replacement. This means that if your property is lost, damaged, or stolen, you can buy NEW items to replace them. That’s a new camera even if the one damaged was three years old!


Home replacement - guaranteed

Included with a Road and Residence policy, home replacement covers the full cost of repairing or rebuilding your house after a total loss, even if it exceeds your policy limit.





Single deductible

With a combined auto and home insurance policy, there’s no need to worry about different deductibles for different things. If you have a home claim and an auto claim, they both go toward the same deductible, meaning insurance kicks in faster and you have less out-of-pocket expense.


One high limit

With a Road and Residence policy, you get a high limit that can apply to any property. Most policies have specific limits for certain things (like a limit for jewelry). Having one blanket limit allows your package policy to cover the cost of something that may have otherwise been over your limit.


Umbrella

This coverage adds an extra layer of protection, so you know you’re ready for those unexpected incidents.


Roadside assistance

Emergency roadside assistance is available 24/7 by calling 866.732.1466.

Our passion is our customers and it shows.
Our passion is our customers and it shows.

CUSTOMER STORIES


Is this finally over? If so, you have been great to deal with. I feel we are like friends through this.

Judi

Brookfield, WI

EMPLOYEE STORIES


We are used to claims—our customers are not. My goal is to treat everyone the same way I would want someone to treat my family—as a priority, as important, and as kind and fairly as possible.

Natasha

Field Claims Adjuster


BLOG

Get answers from our insurance experts.
    • You may think that if you don’t own a car that you couldn’t possibly need auto insurance. That if you do drive your friend’s insurance will cover you, but this may only be the case for the car, not you and your passengers. A non-owner car insurance policy can be valuable if you occasionally drive a vehicle but do not own one. It can also satisfy legal requirements.
    • It seems every room in our home is outfitted with consumer products both large and small. While these items may help you in your day-to-day life, they also can pose a risk. Understanding these risks and how you can prevent them is an important part of being a homeowner.
    • Buying a new car? We are here for you! Whether you are a first-time buyer or an experienced purchaser, buying a new ride is a big decision. Here are 5 car buying tips to help make the journey a smooth one.
    • While you likely have a few more weeks with tinsel and holly decking your halls, we are approaching the post-holiday regrouping season. Many of us have been entertaining, and any resemblance of order escaped us long ago. As our house guests depart and we move into the New Year, we sometimes need a little push to get things cleaned up.

    • Lisa D.
      Author of Auto Focus

    • Addie B.
      Author of Home Focus

    • Lisa D.
      Author of Auto Focus

    • Addie B.
      Author of Home Focus

    RESOURCES


    Other things you might be interested in.

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    Video gallery

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    Glossary

    Check out our glossary to help you understand your policy.


    FAQs


    Have questions? We have answers.


    An insurance package combines separate insurance policies into one plan. Your car, home, and umbrella information is organized under one policy number. 


    Combining separate policies into one reduces costs, which leads to discounts for you. Certain packaged policies, like Road and Residence, also come with special, built-in features that benefit you. Plus, managing one policy, instead of multiple, is easy and convenient. 


    The Road and Residence program is a combination of auto, home, and other personal lines policies. Special coverages are automatically included, and special features apply, such as having one high property limit and a single deductible regardless of the types of property damaged.


    A Per-Pak combines any of your personal lines policies into one package with one common annual policy period and one billing plan. This option works best if you don’t need both auto and home insurance.  For example, you can package a car and boat under a Per-Pak policy. 


    ABOUT US

    Get to know us.

    We're rated A+

    Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity an icon of strength.

    In business since 1925

    Acuity is the 57th largest insurer in the nation and manages nearly $4 billion in assets.

    Happy employees lead to happy customers

    Named #2 on the 2016 FORTUNE "100 Best Companies to Work For®" list.