RESTAURANT AND RETAIL EXPERT CORNER


Meet our expert

At Acuity, we understand your industry and the challenges you face as well as the opportunities and benefits of being a business owner. Helping you succeed and meet your unique insurance needs is a key focus of our company and a large part of my job here at Acuity. I am Sarah, Mercantile Segment Specialist here at Acuity.


Sarah B. is our Mercantile guru

Sarah B. came to Acuity this year with a background in retail. She studied Interior Architecture in college and completed an online business education program through Harvard Business School. She also has a wide range of commercial insurance experience and has earned her Associate in General Insurance (AINS), Associate in Insurance Services (AIS), and Chartered Property Casualty Underwriter (CPCU) designations. This made her the perfect addition to the Acuity Mercantile team. If she could travel anywhere in the world, she would return to Italy. She spent three weeks there during college studying architecture and design and has wanted to go back ever since.

Business insurance for merchants

As an independent business, you have enough to worry about. Let Acuity provide the insurance you need so you can focus on operating your business.


FAQs


Our Mercantile guru answers your questions.


While it isn’t mandatory, it is recommended for safety purposes. A bathroom log not only assigns cleaning tasks, but also creates a culture of responsible safety practices. If water or soap is left on the floor, employees or customers could slip and get seriously injured.


A sick leave policy is important for two reasons. First, if your employees come to work ill, they may get other employees and customers sick, spreading illness and creating staffing and service issues for your business. Second, it is a way for you to let your employees know you care for their health and respect them, which will help improve their morale and performance.


We all hope that a crisis never happens, but the truth is they do happen. If you are unprepared, a crisis can easily lead to loss of your business. Make plans to ensure you and your employees are prepared for a fire, tornado, or other unforeseen event. That way, if a crisis does happen, it will be less chaotic and recovery will be more efficient.



RESOURCES


We know retail and restaurants. Our knowledge at your fingertips.

Loss control

Acuity offers an extensive library of loss control resources to help keep your employees and company operating safely

Videos

Watch our helpful, to-the-point merchant videos featuring Sarah, our industry specialist!

Glossary

Does insurance lingo sometimes leave you guessing? Check out our glossary!


EVENTS


Join us at one of these upcoming events.

12
Feb
National Grocers Show
Sunday, February 12, 2017
We love grocers, and we also love Vegas. Find us at the annual show for the National Grocers Association and come say hi as we learn about the everyday challenges grocers face.

BLOG

Get answers from our insurance experts.
    • Being a small business owner in a local market can give you a leg up on the national stores. People like to shop local and give back to the community. And guess what? That is you! Creating your target market based on the customer demographic should be a breeze since you know your community so well.
    • Nobody wants an accident to occur at their business, but that doesn’t mean you shouldn’t be prepared for one. In 2015, retail ranked third on a list of nonfatal occupational injuries by industry, with nearly 400,000 cases. The only industries with more injuries and illnesses were heath care and social assistance (562,300) and manufacturing (425,700).
    • Sharing isn’t just something we teach our kids in grade school—it has taken over our culture and examples of the sharing economy are everywhere. The sharing economy is an economic model in which people share resources with each other as part of a peer-to-peer network. This is also known as a collaborative or peer economy. Collaborative customers want to use the tool without buying it, have a ride without paying for the car, and have access to the dress for the one day they need it.

    • Sarah B.

    • Sarah B.

    • Sarah B.