So, you have decided that finishing your basement is this year’s big winter project. Where do you start? Before you begin framing out walls or putting up drywall, there are a few steps you should take to make sure your basement is ready for a makeover.

Having a wood-burning stove as a source of supplemental heat during the colder months can result in significant cost savings on your electric bill, but did you know it can cause an increase in premium on your homeowners insurance?

Nobody wants unexpected expenses. So how can you plan for these expenses such as damages to something you own or injuries to others? Having a home or renters insurance policy! Listed below are some examples of how renters insurance could protect you.

According to the U.S. Department of Energy, heating and cooling account for nearly half of a home’s energy costs—over $900 each year. Smart thermostats can help control costs by providing more control over home temperature. A smart thermostat is a Wi-Fi enabled device that automatically adjusts temperature settings in your home for optimal performance.

Spring may be the season typically associated with cleaning, but it’s just as important to do cleanup around the home in fall. Putting things in order and tending to minor maintenance now can help homeowners avoid insurance claims and other problems when winter weather arrives.