Preparing for the Spring Thaw
Posted by Addie B. on February 28, 2018 in Home Focus

Although much of the country remains in a deep freeze, spring is coming! With spring comes melting snow, thawing frost, and heavy rainfall, leading to saturated ground that can cause havoc in basements.


The best defense against water incursion in basements is protection. Remove snow that is piled near the foundation and watch for snow or ice accumulation that blocks downspouts or drainage paths. Hopefully you cleaned your gutters in fall. If not, take the opportunity of a warm spell to do so. Add gutter extensions to move water away from buildings. Investigate drainage of your lot as snow melts and rain falls and consider reshaping the landscaping to improve drainage when weather allows.


Waterproof your basement walls and regularly check for damp areas. If there is any concern about water incursion, be sure items are moved to higher areas or out of the basement.


Additionally, be sure to have a multi-component sump pump system in your basement. Besides having a primary pump, install a backup system such as a secondary, battery-powered pump, a portable generator, or even a water-powered backup if you have a city water supply.


Sump pump alarms can alert you if pump failure occurs and water in the sump rises. Also, there are several home-monitoring systems that feature sensors that can be placed in potential trouble spots in basements and transmit alerts to your smartphone if water is detected.


Finally, ask your independent agent about sewer or drain backup coverage.

Addie B.
Addie has a wide range of personal insurance experience and with her position at Acuity, has been able to specialize in homeowners insurance. On top of her homeowners insurance knowledge, Addie has a good understanding of the insurance industry in general. She focuses on the consumer allowing her to play a key role in product development. Also, she is currently working towards an Associate in General Insurance designation. In her free time Addie spends time outdoors and enjoys playing and watching sports.

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Posted By: Addie B. on March 12, 2018 in Home Focus
The saying “out with the old, in with the new” has many applications, but it can be especially relevant in conversations around decorating a home. Much of what is considered “in” is based on the style of the times, which is why many trends can be tied back to a specific decade.
Posted By: Lisa D. on February 28, 2018 in Home Focus
Look around your home—you probably have more possessions than you realize! There are items you probably wouldn’t even think about if you were asked to list all your possessions. What would happen to that stuff if a disaster struck or your house was broken into? Your home or renters insurance could cover it.
Posted By: Addie B. on February 1, 2018 in Home Focus
If you are renting your home or apartment, you may think you don’t need insurance coverage. You might look around your apartment and think you don’t have much stuff or that nothing will ever happen to your building. The truth is, having insurance as a renter is important.